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Econ Final

Total questions: 52

Worksheet time: 2hrs 44mins

Name
Class
Date
1.
Jose Altuve for the Houston Astros makes $625,000 every year.  He has to pay taxes on the money his annual earnings. Which type of tax is that?
a)
Property Tax
b)
Income Tax
c)
Payroll tax
d)
Sales tax
2.
Frank's parents own their house. Which type of tax will Frank's parents pay annually?
a)
Property Tax
b)
Payroll Tax
c)
Income Tax
d)
Sales tax
3.
Jared bought a new boat. He had to pay which kind of tax on his new boat? 
a)
Property Tax
b)
Income Tax
c)
Payroll tax
d)
Sales tax
4.
Income tax is-
a)
Money your employer pays to you
b)
Money you earn and put into the bank
c)
Tax paid on the money you earn annually
d)
Money you pay to your employee
5.
The cost for the new Fallout 4 game is $59.99, but the cashier asked for more money, because of a tax.  What type of tax is this? 
a)
Income
b)
Property
c)
Payroll
d)
Sales
6.
Harris county charges tax each year on the house that Julia owns.  She pays around $6,500 in taxes each year for her house. Which type of tax is this?
a)
Income
b)
Property
c)
Payroll
d)
Sales
7.

Which of these is a progressive tax?

a)

airport tax

b)

income tax

c)

property tax

d)

sales tax

8.

What is gross income?

a)

The amount of money you get in your bank account

b)

The amount of money you earn

c)

Your taxable wages

d)

The total amount of money you have

9.

Why does the US government enforce antitrust laws?

a)

To ensure the development of public goods and services

b)

To create incentives for research and development

c)

To develop large-scale efficient industries

d)

To ensure competition in the marketplace

10.
When quantity supplied and quantity demanded is equal
a)
surplus
b)
shortage
c)
equilibrium
d)
law of demand
11.
For the law of supply, as price rises, what happens to quantity supplied?
a)
it goes up
b)
it goes down
c)
it stays the same
d)
it is not effected
12.
What does this curve represent?
a)
demand
b)
supply
c)
equilibrium
d)
shortage
13.
What does this curve represent?
a)
supply
b)
equilibrium
c)
demand
d)
surplus
14.

Mr. Sherman goes to the ticket booth to buy tickets for a Lakers game. Mr. Sherman is told that the game is sold out and no tickets are available. Which best explains why there are no basketball tickets available? 

a)
The arena forgot to print enough tickets.
b)
The supply of tickets was greater than the demand.
c)
The arena charged too much money for each ticket.
d)
The demand for tickets was greater than the supply.
15.
Read the following situation to determine what the outcome would be:

A new type of television set uses 3-D images. many stores will have large quantities of the older style televisions. What will happen to the price of these older televisions? 
a)
The price will remain the same.
b)
The price will rise.
c)
The price will fall.
16.
Cold weather in Florida has damaged this year’s orange crop. Farmers have only half of the usual amount of oranges to sell. What will happen to the price of oranges?
a)
The price will go up.
b)
The price will go down.
17.
Farmers in California have had wonderful weather. They have produced the largest crop of watermelons in years. What will happen to the price of watermelons?
a)
The price will go up.
b)
The price will go down.
18.
Millions of people see a famous sports star drinking apple juice on television. The fans think apple juice helps make the athlete strong. What will happen to the price of apple juice?
a)
The price will go up.
b)
The price will go down.
19.

What is the purpose of a free-market system?

a)

to protect the conditions that enable specialization

b)

to stimulate the growth of the gross domestic product

c)

to raise the standard of living for everyone in the country

d)

to allow consumers and producers to make their own decisions

20.

When demand changes a lot with the price of a good that is

a)

Elastic

b)

Inelastic

21.

Which of the following describes the relative elasticity in demand for toothpaste?

a)

Demand is inelastic because it is a luxury item

b)

Demand is elastic because there are no substitutes

c)

Demand is inelastic because it makes up a large share of most people’s budget

d)

Demand is inelastic because it is a low-cost necessity

22.

GDP per capita is found by dividing a country's GDP by it's

a)

population.

b)

average birth rates.

c)

number of households.

23.
High levels of GDP per capita indicate...
a)
Higher levels of happiness 
b)
Higher standard of living
c)
Equal levels of wealth 
d)
Self-sufficient communities
24.
The original amount of a loan
a)
Equity
b)
Interest
c)
Principal
d)
Security Deposit
25.
Fee that covers the cost of any future damage the renter might cause to the unit. 
a)
Material Resources
b)
Renter's Insurance
c)
Security Deposit
d)
Interest
26.
A policy that covers a renters personal property against loss by theft, fire, or other hazards. 
a)
Security Deposit
b)
Equity 
c)
Renter's Insurance
d)
Principal
27.
Which of the following is not a basic need? 
a)
Pool
b)
Roof
c)
Bathroom
d)
Kitchen
28.
A partial payment of cash, at the time of purchase. Usually between 5% and 25% or more of the purchase price. 
a)
Down Payment
b)
Equity
c)
Closing Costs
d)
Interest
29.
Mortgages are generally for ____ to ______ years. 
a)
5-10
b)
10-20
c)
15-30
d)
15-20
30.

Wants

a)

Necessary items for life that are paid monthly/yearly such as food, housing, transportation, utilities, insurances

b)

Expenses that equal all the fixed and variable expenses added together

c)

Things or tems that a person would like to own or purchase that is not necessary for life; Ex. entertainment, video games, etc.

d)

Income from all possible sources

31.

Budget

a)

Anything that you might incur an expense for

b)

Is a spending plan for managing your money that includes income and expenses

c)

All expenses deducted from income before net pay can result.

d)

Income after all deductions have been paid.

32.

Total monthly income

a)

Income from only one source

b)

Total income of your parents and siblings added to your income.

c)

Income from all possible sources.

d)

A spending plan of expenses

33.

Needs

a)

Necessary items that are paid monthly./yearly such as food, housing, transportation, utilities, & Insurance

b)

Things you would like to have but are not necessary for life.

c)

Income from all sources that are spent for necessary items

d)

Anything that you might incur an expense for.

34.

Total Expenses

a)

Is a spending lan for managing your money that includes income and expenses.

b)

All expenses deducted from income before net pay can result

c)

Expenses tat remain the same month after month such as mortgages, rent, car payments & insurances

d)

Expenses that equal all the fixed expenses and variable expenses

35.

Pay Stub

a)

Expenses that increase/decrease monthly or yearly EX: TV provider, internet, food, entertainment, utilities

b)

Hard or electronic copy of earnings that show all deductions and results in net pay

c)

Federal or State tax on your gross income

d)

Income left over after paying all expenses for the month or year.

36.

Fixed expenses

a)

Is a spending plan for managing your money

b)

Income from all possible sources

c)

Expenses that equal all the fixed & variable expenses.

d)

Expenses that remain the ssame month after month EX: mortgages, rent, car payments insurances

37.

Variable expenses

a)

Necessary things or items that are paid monthly

b)

Expenses that increase/decrease monthly/yearly EX: Utilities, food, entertainment, internet, TV provider

c)

Is a spending plan for managing your money that includes income and expenses.

d)

Expenses that remain the same over a period of time.

38.

Income tax

a)

Federal, state, and local taxes taken out as deductions from a person or business revenue source

b)

An occupation that allows for advancement opportunities

c)

Anything you might incur an expense for.

d)

Income after tax

39.

Gross Income

a)

Hard copy of revenue

b)

Income from all sources before deductions such as retirement, health insurance, federal, state, and local taxes, etc

c)

all expenses for the month

d)

income left over after taxes

40.

Net pay

a)

Revenue before deductions

b)

State and local taxes

c)

Income after all deductions have been paid

d)

I don't know i just want pizza and wings

41.

Emma makes $300 each paycheck and is paid twice a month. Can she afford to pay for an apartment that charges $700 rent?

a)

yes

b)

no

42.

David pays $500 a month in rent, $200 for groceries, and $300 for his car payment. How much are his expenses?

a)

$1,010

b)

$900

c)

$1,100

d)

$1,000

43.

You want to be spending ____ than what you are making.

a)

more

b)

less

44.

If you earn $900 a month and spend $500 on rent, $200 on groceries, and $75 on utilities, do you have enough money to pay $50 a month for TV?

a)

yes

b)

no

45.

Sam earns $1,000 a month and pays $600 in rent, $300 on groceries, $250 for his car, and $30 for streaming subscriptions. Is this a smart budget?

a)

yes

b)

no

46.

Which of the following is a benefit of using a budget?

a)

Helps to keep track of the money you receive

b)

Helps to prioritize your spending

c)

Helps reach short- and long-term financial goals

d)

All of the above

47.

Your employer sends you a _______ form that tells you how much you've made and how much you've paid in

taxes in the last year.

a)

1040

b)

W-2

c)

W-4

d)

W-9

48.
take home pay
a)
net loss
b)
net pay
c)
gross loss
d)
gross pay
49.

Dayanara's gross income was $550. What was her net income if her deductions were $110 for payroll taxes and $22.50 for health insurance?

a)

$132.50

b)

$417.50

c)

$440.00

d)

$638.50

50.

Healthcare, paid time off, disability insurance, and matching contributions to a retirement account are all types of _________ available from your employer.

a)

benefits

b)

pensions

c)

allowances

d)

deductions

51.

When considering a job offer, you should consider how much you're being paid and any other employee benefits before you accept the offer.

a)

TRUE

b)

FALSE

52.

What do taxes pay for?

a)

Operation of financial institutions

b)

Schools, government departments, roads, and emergency services

c)

Privately-owned businesses

d)

None of the above