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WorksheetsChap2: Banking services
Total questions: 38
Worksheet time: 21mins
What are deposit functions?
Safety
Customer convenience
bank mangement
What are not the types of deposit account?
transaction deposits
saving deposit
time doposit
loan deposit
What not include in transaction deposit (tiền gửi giao dịch)?
Negotiable order of withdrawal (NOW) account
Money market deposit accounts (MMDA)s
Super NOWs
Super MMDAs
02 types of transaction deposits?
Noninterest-bearing transaction
Interest-bearing transaction
Regular interest payment
Another name of transaction deposit account?
Deposit account
demand deposit account
supply deposit account
savings deposit account
Features of NOW account
Pay interest
Require at least 10 days to withdrawal
Less frequently used today
Control customer withdrawals and writing checks
Features of Money market deposit accounts (MMDAs)
type of saving account
useful in long-term rather than short term
interest payment regularly
invest in stocks and bonds
02 types of savings deposits account
passbook savings deposit
statement savings deposit
interst-bearing account
negotiable saving deposit
feature does not belong to passbook savings deposits
offer security
use physical booklet
Pay no interst
low or no monthly service
time deposits contain ...?
CDs, negotiable CDs
negotiable CDs, short-term deposit
CDs, short-term deposit
CDs
what is the key feature negotiable CDs?
negotiable interest rate
negotiable minimum amount
negotiable maturity
negotiable terms to deposit
not a popular type of CDs
Bump-up CDs
Step-up CDs
Liquid CDs
Go-up CDs
The definition of Bump-up CDs
allow depositor to switch to a higher interest rate if market rates rise
permit the periodic upward adjustment in the promised interest rate
permit the depositor to withdraw some or all pf their fund without a withdrawal penalty
the definition of step-up CDs
Allow a Depositor to Switch to a Higher Interest Rate if Market Rates Rise
ermit the Depositor to Withdraw Some or All of Their Funds Without a
Withdrawal Penalty
Permit Periodic Upward Adjustments in the Promised Interest Rate
the definition of liquid CDs
Permit the Depositor to Withdraw Some or All of Their Funds Without a
Withdrawal Penalty
Permit Periodic Upward Adjustments in the Promised Interest Rate
Allow a Depositor to Switch to a Higher Interest Rate if Market Rates Rise
all deposit-related services
Account access facility
Check writer services
Automated teller service
Point of sale facility
Online banking service
Definition of account access facility
allows a user to conduct financial transactions via the Internet.
your ability to access account and transaction information on Accounts and transfer funds between Accounts through the Internet
a written, dated, and signed instrument that directs a bank to pay a specific sum of money to the bearer
allows a user to conduct financial transactions via the Internet.
(Rất không đồng ý = 1, Rất đồng ý = 5)
(Rất không đồng ý = 1, Rất đồng ý = 5)
(Không hề khó = 1, Khó = 5)
(Không chuẩn bị = 1, Chuẩn bị rất kỹ = 5)
(Không hiểu gì = 1, Rất hiểu bài = 5)
(Không tương tác = 1, Tương tác rất nhiều = 5)
(Không = 1, Rất hữu hiệu = 5)
(Ít hơn rất nhiều = 1, Nhiều hơn rất nhiều = 5)
