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Worksheets

Real Money Real World Terms

Total questions: 23

Worksheet time: 12mins

Name
Class
Date
1.

Arjun checked his bank account to see his BALANCE.

a)

the amount of money a person has in savings/checking

b)

total money owed

c)

paid work

d)

salary

2.

During the annual charity event at school, Daniel and Scarlett decided to make CONTRIBUTIONS. What does this mean?

a)

a checkable deposit in a commercial bank or thrift institution

b)

When people share their earnings by giving to a charity or worthy cause.

c)

Tasks or activities performed by trained employees

d)

paid work

3.

debt

a)

the amount of money a person has in checking or savings account

b)

total amount of money you owe to a bank, savings and loan or another person

c)

the amount of money an individual or family must stay within to meet expenses

d)

the act of adding money to a savings or checking account

4.

budget

a)

the amount of money a person has in checking or savings account

b)

total amount of money you owe to a bank, savings and loan or another person

c)

the amount of money an individual or family must stay within to meet expenses

d)

the act of adding money to a savings or checking account

5.

job

a)

a checkable deposit in a commercial bank or thrift institution

b)

When people share their earnings by giving to a charity or worthy cause.

c)

Tasks or activities performed by trained employees

d)

paid work

6.

checking account

a)

saved money in a bank you can write checks out of

b)

When people share their earnings by giving to a charity or worthy cause.

c)

Tasks or activities performed by trained employees

d)

paid work

7.

career

a)

the act of adding money to a savings account

b)

an arrangement where you purchase now, pay later

c)

An occupation undertaken for a significant part of a person's life with opportunities for progress

d)

items taken out of a persons gross pay (taxes, social security, health insurance, retirement plans)

8.

deposit

a)

the act of adding money to a savings account

b)

an arrangement where you purchase now, pay later

c)

the tasks and activities performed by trained employees

d)

items taken out of a persons gross pay (taxes, social security, health insurance, retirement plans)

9.

Daniel wants to buy a new laptop but doesn't have enough money right now. What financial arrangement allows him to purchase the laptop now and pay for it later?

a)

the act of adding money to a savings account

b)

Using a credit card (or credit) and buying now but paying at a later date

c)

the tasks and activities performed by trained employees

d)

items taken out of a persons gross pay (taxes, social security, health insurance, retirement plans)

10.

Liam received his paycheck and noticed several deductions. What are these deductions?

a)

the act of adding money to a savings account

b)

an arrangement where you purchase now, pay later

c)

the tasks and activities performed by trained employees

d)

items taken out of a persons gross pay (taxes, social security, health insurance, retirement plans)

11.

Mia is considering different ways to ensure her new home is protected from potential damage or loss. What is the means of guaranteeing protection or safety for people or property from injury or loss of property?

a)

insurance

b)

interest

c)

gross income

d)

overdraw

12.

Aria has a savings account at her local bank. She notices that the bank pays her a small amount of money each month for keeping her savings there.

Meanwhile, William took out a loan to buy a new car and realized he has to pay back more than he borrowed. What is the term for the extra money paid or received in these situations?

a)

insurance

b)

interest

c)

gross income

d)

overdraw

13.

Aria received her paycheck and noticed the total amount of her wages BEFORE any deductions. What is this amount called?

a)

insurance

b)

interest

c)

gross income

d)

overdraw

14.

Mia went to the store to buy groceries, but when she tried to pay, she realized she didn't have enough money in her account. What is this situation called?

a)

insurance

b)

interest

c)

gross income

d)

overdraw

15.

Aria received her paycheck and noticed the amount of money she will have left over AFTER payroll deductions have been made. This is her take home pay.

a)

net income

b)

tax

c)

savings

d)

salary

16.

Maya received her paycheck and noticed a portion of it was deducted to support various government programs. What is this deduction called?

a)

net income

b)

tax

c)

savings

d)

salary

17.

disposable income, put aside in a savings account, not spent for consumer goods

a)

net income

b)

tax

c)

savings

d)

salary

18.

Zoe receives a fixed payment at regular intervals for her work at the local library. What is this payment called?

a)

net income

b)

tax

c)

savings

d)

salary

19.

Mason is planning his monthly budget and is trying to distinguish between things he must have to live and things he would like to have. What is something that Mason must have in order to live?

a)

need

b)

want

c)

standard of living

d)

trade off

20.

Nora is considering buying a new smartphone, even though her current one works perfectly fine. What is this an example of?

a)

need

b)

want

c)

standard of living

d)

trade off

21.

Scarlett decided to spend her savings on a new laptop instead of going on a vacation. This decision is an example of:

a)

need

b)

want

c)

standard of living

d)

trade off

22.

Anika wants to review her financial activities for the past month. What document should she look at?

a)

credit rating

b)

career

c)

bank statement

d)

loan

23.

Avery needs to buy a new car and decides to approach a lending institution for financial assistance. What is the money Avery borrows from the bank called?

a)

credit rating

b)

career

c)

bank statement

d)

loan