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SWAG Quiz (MAX LIFE)

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

What is the Minimum and Maximum Entry Age under Early Wealth Variant of SWAG Plan?

a)

91days to 65 Years

b)

91days to 60 Years

c)

18 years to 60 Years

d)

18 years to 65 Years

2.

If customer invests Rs. 2 Lakh in SWAG - 10 pay / 25 years LTI variant and takes 5 years deferement period then how much customer will get as Guaranteed Income and maturity benefit. (Assume Income Ratio 150%)

a)

300000 * 25 Years + 20L

b)

300000 * 20 Years + 20L

c)

300000 * 30 Years + 30L

d)

None of the above

3.

If customer Invests Rs. 150000 in Early Income Variant how much per annum income he/she will get from next 30 or 40 years ? (20% Return)

a)

Rs. 20000

b)

Rs. 30000

c)

Rs. 40000

d)

Rs. 50000

4.

If Customer Invests Rs. 1L in long term wealth variant how much Income per annum customer will get for next 30 years ? (Assume 110% Return)

a)

Rs. 110000

b)

Rs. 150000

c)

Rs. 125000

d)

Rs. 115000

5.

What is the full form of SWAG?

a)

Smart Wealth Plan

b)

Smart Wealth Advantage Plan

c)

Smart Wealth Advantage Guarantee Plan

d)

All of the above

6.

Why should customer invest in SWAG Plan?

a)

100% Guaranteed Returns

b)

100% TAX FREE under 80c & 10(10)d

c)

Flexibility to choose ppt/pt/ deferment period

d)

All of the above

7.

Who control & regulates all insurance companies in India?

a)

RBI

b)

SEBI

c)

PFRDA

d)

IRDAI

8.

Under Life Long Variant PCB feature is available in SWAG plan?

a)

YES

b)

NO

c)

Both are correct

d)

None of the above

9.

In SWAG additional 50% Accidental cover of basis sum assured is added post ppt and it continue till PT or 80 years of age whichever earlier.

If customer dies due to accident post ppt and basic sum assured is 10Lakh then how much death claim would be paid?

a)

10Lakh

b)

15 Lakh

c)

20 Lakh

d)

25 Lakh

10.

As per Budget 2023-24 from 1st April 2023 the new insurance premium above Rs 5Lakh per pan card has become taxable. Now how will you pitch to your HNI customers ?

a)

Invest upto 5 Lakh premium on the name of wife or major son by becoming payor

b)

Form HUF and invest Rs. 5Lakh through HUF

c)

Death benefits remains 100% tax free

d)

All of the above

11.

Under Weath for Milestones what is the minimum age at entry in without PCB option?

a)

91 days

b)

18 Years

c)

21 Years

12.

Under Regular Income variant customer can opt for income for how many years post ppt?

a)

5 years

b)

10, 15 Years

c)

5, 10, 15 Years

d)

All of above

13.

How many variants are availble in SWAG plan for sale?

a)

3

b)

4

c)

5

d)

6

14.

If customer need is to get Lumpsum maturity at end 0f 15 years for his daughters marriage then which variant of SWAG you will suggest to customer?

a)

Long Term Income

b)

Life Long Income

c)

Early Wealth Income

d)

Milestone

e)

Regular Income

15.

Customer raises objection that returns are not sufficient to cover the risk of inflation , then how you will counter this objection?

a)

Long term guaranee is not available in any other product

b)

Diversification is required in portfolio

c)

For asset allocation purpose 5-10% of portfolio can be invested in SWAG Guaraneed Plan

d)

Upto 5Lakh p.a. premium all benefits are 100% tax fee

e)

All of the above