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Money supply

Total questions: 36

Worksheet time: 25mins

Name
Class
Date
1.

Currency circulation is part of

a)

M1

b)

M0

c)

M3

2.

The Money Supply is the total_________of money in the economy.

a)

stock

b)

number

c)

amount

d)

figure

3.

The Money supply can be separated into three types.

a)

True

b)

False

4.

________money can be used directly for transactions.

a)

narrow

b)

broad

c)

flat

d)

informal

5.

___________ is also called narrow money.

a)

M1

b)

M2

c)

M3

d)

M0

6.

Broad money consists of___________plus savings accounts and money market accounts.

a)

M1

b)

M2

c)

M3

d)

M0

7.

Which does NOT form part of narrow Money

a)

notes and coins

b)

chequing deposits

c)

travelers cheque

d)

money market accounts

8.

______________ refers to how quickly and with what risks an asset can be converted into money.

a)

Validity

b)

Liquidity

c)

Monopoly

d)

Transactions

9.

The ___________ controls the money supply.

a)

commercial bank

b)

central bank

c)

development bank

d)

credit union

10.

We use coins to purchase large items

a)

True

b)

False

11.

Mr. Chan sells his NCDs issued by a restricted licence bank for HK$200 000. He then deposits HK$150 000 of the amount with a deposit - taking company as time deposits and holds the remaining HK$50 000 as cash. The immediate effects of the above actions on the money supply in Hong Kong dollar are:

a)

M1, M2 and M3 will increase.

b)

M1 and M3 will increase while M2 will remain unchanged.

c)

M1 and M2 will increase while M3 will decrease.

d)

M1 and M2 will increase while M3 will remain unchanged.

12.

Suppose a banking system does not hold any excess reserves and the legal reserve ratio is 25%. Dicky deposits $200 cash with a bank, and the bank lends the excess reserves to Stella. Stella then deposits the amount with another bank, but the bank does not lend out the amount. The deposits of the banking system will increase by _.

a)

$200

b)

$350

c)

$400

d)

$800

13.

Gold is no longer used as money in modern societies. One of the reasons is that it is not _____.

a)

Scarce

b)

Durable

c)

Divisible

d)

Portable

14.

Mr. Wong withdraws HK$10 000 from a deposit - taking company. He then deposits 50% of the amount with a licensed bank as savings deposits and the remaining part a demand deposits. The immediate effects of the above actions on the money supply in Hong Kong dollar are that:

a)

Both M2 and M3 will decrease.

b)

Both M1 and M2 will remain unchanged.

c)

M1 will increase while M2 will remain unchanged.

d)

M1 will increase while M3 will remain unchanged.

15.
When money is not used and goods and services are exchanged for other goods and services, this system is called:
a)
A.  Credit
b)
B.  Money
c)
C.  Barter
d)
D.  Checks
16.
If the reserve ratio required by the Fed is 21%, and a commercial bank has $380,977 in deposits, how much does that bank have to keep on reserve? 
a)
8005.19
b)
90005.19
c)
80005.17
d)
10006.20
17.
If the reserve ratio required by the Fed is 15%, for every $15,000 in deposits, money will multiply to equal what amount? 
a)
10,000
b)
100,000
c)
1,000,000
d)
1,500,000
18.

M2

a)

Savings account deposits with Post Offices

b)

M3 + Savings account deposits with Post Offices

c)

M1 + Savings account deposits with Post Offices

19.

The type of economy where there is no money, so people trade goods and services for other goods and services is called a (a)   economy

20.

Any good that is generally accepted for purposes of trading or repaying debts.

a)

transfer cost

b)

money

c)

dollars

d)

normal goods

21.

What are the Functions of Money

a)

Durable (last long)

b)

Medium of Exchange

c)

Store of Value

d)

Portability (easy to carry)

e)

Unit of Account

22.

Whenever you buy something and use money to purchase it, you are using which function of money?

a)

Store of Value

b)

Divisibility

c)

Unit of Account

d)

Medium of Exchange

23.

Seeing a price tag that says something costs $100 is an example of which function of money

a)

Unit of Account

b)

Medium of Exchange

c)

Store of Value

d)

All of them

24.

Which of the following are considered "money"?

a)

Paper money and coins

b)

Savings accounts

c)

Debit cards (from checking accounts)

d)

Credit cards

e)

Traveler's Checks

25.

The cost of credit is the ______ that must be paid to obtain it.

a)

business

b)

interest

c)

money

d)

nothing

26.

Which one of these is a limitation of barter system

a)

Lack of double coincidence of wants

b)

Lack of store of value

c)

Lack of common measure of value

d)

All of these

27.
Monetary Policy is used to regulate spending by increasing/decreasing
a)
supply
b)
aggregate supply
c)
demand
d)
aggregate demand
28.
Selling bonds
a)
increases money supply
b)
decreases money supply
29.
If inflation is too high, the Federal Reserve should __________ the federal funds rate.
a)
Increase
b)
Decrease
30.
High reserve requirements 
a)
lower the money supply
b)
increase the money supply
31.
If the unemployment rate is too low, the Federal Reserve should __________ the Federal Funds Rate
a)
Increase
b)
Descrease
32.
What is the multiplier if the reserve requirement is 25%?
a)
4
b)
5
c)
40
d)
.4
33.
The money supply curve is
a)
Upward sloping
b)
Downward sloping
c)
Horizontal
d)
Vertical
34.
What action does the FED take when it wants to lower interest rates?
a)
It buys bonds
b)
it sells bonds
c)
increases GDP
d)
decreases GDP
35.
Selling bonds
a)
increases money supply
b)
decreases money supply
36.

Which of the following is not a function of money?

a)

Medium of exchange

b)

Store of value

c)

Decoration

d)

Unit of account