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Introduction of HK MPF

Total questions: 15

Worksheet time: 4hrs 45mins

Name
Class
Date
1.

What is MPF?

a)

Mandatory Protection Fund

b)

Mandatory Provident Fund

c)

Mandatory Provision Fund

d)

Mandatory Processed Fund

2.

Who should contribute MPF?

I. 18-65 age

II. Full-time and Part-time

III. Employed for 60 days+

IV. Civil Servant

a)

I, II & III

b)

I, II & IV

c)

II, III & IV

d)

All of the above

3.

The maximum contribution of an EE into MC per month is

(a)  

4.

What is the purpose of Default Investment Strategy (DIS)?

a)

De-risking

b)

Generate Return

c)

Avoid Taxes

d)

All of the above

5.

Which of the following industries are Industry Scheme (IS) designed for?

I.   Construction

II.  Consumer Services

III. Catering

IV. Healthcare

a)

I, II & IV

b)

I & III

c)

II, III & IV

d)

I & IV

e)

All of the above

6.

Which MPF account is entitled to tax deduction?

a)

SVC

b)

TVC

c)

MC

d)

VC

7.

If Shen Liang joined iFAST HK on 10th March, which of the following month will be his first contribution period?

a)

March

b)

April

c)

May

d)

June

8.

If Shen Liang joined iFAST HK on 15th March, which of the following date will be his first contribution day.

a)

On or Before 10th April

b)

On or Before 10th May

c)

On or Before 10th June

d)

On or Before 10th July

9.

Given that latest monthly wages of Jin Sheng is HKD 25,000 and he had worked for 15 years. What is the amount of entitled LSP?

a)

HKD 225,000

b)

HKD 250,000

c)

HKD 375,000

d)

HKD 390,000

10.

What are the specific circumstances of early withdrawal?

I. Early retirement at age 55+

II. Permanent departure from HK

III. Purchase of first house

IV. Small balance less than HKD 5,000

a)

I, II & IV

b)

II & IV

c)

I, II & III

d)

All of the above

11.

What is the qualifying period of employment for both LSP and SP?

a)

Not less than 2 years (for SP); not less than 5 years for (for LSP)

b)

Not less than 5 years (for SP); not less than 2 years for (LSP)

c)

Not less than 5 years (for SP); not less than 10 years (for LSP)

d)

Not less than 3 years (for SP); not less than 5 years (for LSP)

12.

In what circumstances that trustee will invest member's contributions automatically according to DIS?

a)

Member opt to invest in DIS via ECA

b)

Member's total accrued benefit do not meet the requirement to enrol in specific fund

c)

Member with age 50+ and above

d)

Member did not specify a fund choice during enrolment

13.

Which parts of benefits in a contribution account that are transferable under ECA?

I. ERMC in current employment

II. EEMC in current employment

III. ERVC in current employment

IV. EEVC in current employment

V. MC and VC that have been transferred into the contribution account and are attributable to former employment(s)

a)

II, III & IV

b)

I, III & V

c)

II, IV & V

d)

I, II & V

14.

Which parts of benefits in a contribution account that can be used to offset LSP/SP?

I. EEMC

II. ERMC

III. EEVC

IV. ERVC

V. TVC

VI. SVC

a)

I, II & IV

b)

I & III

c)

II, V & VI

d)

II & IV

e)

All of the above

15.

How many TVC account(s) can be created per scheme and what is the maximum cap for TVC deductions?

a)

1 account; maximum HKD 60,000.00

b)

1 account; maximum HKD 80,000.00

c)

2 accounts; maximum HKD 60,000.00

d)

Unlimited accounts; No cap limit on TVC deductions