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Introduction to Risk

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

Risk is derived from the word

a)

risco

b)

risque

c)

Both a & b

d)

None of the above

2.

Risco is _____________ word

a)

Greek

b)

French

c)

Italian

d)

None of the above

3.

Purpose of risk management is to strike a healthy balance between _________ and _______________

a)

opportunity, protection shield

b)

danger, protection shield

c)

opportunity, actions

d)

danger,actions

4.

Risk is an outcome of

a)

uncertainity

b)

occurence

c)

measurement

d)

consequences

5.

________ aims to protect the value already created by the organization, but also its future opportunities.

a)

Risk Management

b)

Risk Protection

c)

Risk Appetite

d)

Risk Occurence

6.

Risk is a choice rather than a

a)

reward

b)

fate

c)

opportunity

d)

shield

7.

The likelihood of occurrence and impact of risk outcome combined together forms the

a)

measurement of risk

b)

amplitude of risk

c)

magnitude of risk

d)

frequency of risk

8.

__________ defines risk is the combination of the probability of an event and its consequence

a)

Institute of Risk Management

b)

Paul Hopkins

c)

Enterprise Risk Management

d)

SA 315

9.

Risk that the cash flow of an issuer will not be adequate to meet its financial obligations is known as __________

a)

Business Risk

b)

Financial Risk

c)

Significant Risk

d)

None of the above

10.

_______ arise due to events occurring outside the business organization

a)

External Risks

b)

Controllable risks

c)

Internal Risks

d)

None of the above

11.

_______ is the probability of loss from a credit transaction.

a)

Financial risk

b)

Liquidity Risk

c)

Credit Risk

d)

Security Risk

12.

The potential inability to meet commitments as they fall due is known as

a)

Financial Risk

b)

Liquidity Risk

c)

Credit Risk

d)

Security Risk

13.

___________ is similar to structured interviews but involves a larger number of people.

a)

Brain storming

b)

Questionnaires & Interviews

c)

Check lists

d)

Scenario Analysis

14.

Which one of the following is not a risk response action

a)

Avoid

b)

Reduce

c)

Condense

d)

Transfer

15.

Which risk action is taken mainly in cases where the risk implications are lower than the company's risk appetite levels?

a)

Avoid

b)

Reduce

c)

Accept

d)

Transfer