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lesson five quiz: buying a home

Total questions: 10

Worksheet time: 10mins

Name
Class
Date
1.

A main advantage of buying is pride of ownership.

a)

True

b)

False

2.

Buying a home will usually have fewer costs than renting.

a)

True

b)

False

3.

The home-buying process ends with closing the purchase transaction.

a)

True

b)

False

4.

A larger down payment will reduce the amount of the mortgage needed.

a)

True

b)

False

5.

Conventional mortgages usually have a rate that changes as market interest rates change.

a)

True

b)

False

6.

A common disadvantage of buying a home is:

a)

few financial benefits

b)

limited mobility

c)

restrictions on decorating and having pets

d)

conditions in the lease

7.

The home-buying process starts with:

a)

locating and evaluating a home

b)

pricing the property

c)

determining homeownership needs

d)

obtaining an appraisal of the property

8.

The amount of a mortgage a person can afford is affected by:

a)

the location of the house

b)

her or his income

c)

the cost of insurance

d)

his or her age

9.

A ​ (a)   mortgage has a very large final payment.

Choose from the below words
balloon
conventional
graduated-payment
shared-appreciation
10.

The charges for settling a real estate transaction are also called ​ (a)   costs.

Choose from the below words
closing
mortgage
possession
selling