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PF 2.2 Quiz

Total questions: 16

Worksheet time: 9mins

Name
Class
Date
1.

The rule for doubling your money is called the Rule of...

(a)  

2.

Which of these is the correct formula for estimating the doubling of your money?

a)

Rate * Years = 84

b)

Rate * Years = 72

c)

Principal * Rate = 72

d)

Principal * Rate = 84

3.

If you invested money, it would grow faster if your interest was...

a)

simple interest

b)

compound interest

c)

zero interest

4.

Simple Interest

a)

Interest on Principal

b)

Interest on Interest

c)

Interest on Time

d)

A = P+1(r)^t

5.

Compound Interest

a)

Interest on Principal

b)

Interest on Interest

c)

Interest on Time

d)

A = P+1(r)^t

6.

This graph shows...

a)

Simple Interest

b)

Compound Interest

c)

The Principal-Time Theory

d)

The Principle of Creative Destruction

7.

This graph shows...

a)

Simple Interest

b)

Compound Interest

c)

The Principal-Time Theory

d)

The Principle of Creative Destruction

8.

What is Amortization?

a)

the process of gradually paying off a debt over time

b)

a rise in prices, which can be translated as the decline of purchasing power over time.

c)

a reduction of the general level of prices in an economy

d)

the process of borrowing money from a lender given the number of assets you have

9.

How long will it take your money to double if you save $1,000 at a 9% interest rate?

a)

8 years

b)

7 years

c)

6 years

d)

5 years

10.

How long will it take your money to double if you save $1,000 at a 12% interest rate?

a)

8 years

b)

7 years

c)

6 years

d)

5 years

11.

You have $1,000 and want to double it.

What interest rate do you need to earn over a 10-year time period?

a)

8.5%

b)

7.2%

c)

5.6%

d)

4.8%

12.

You have $1,000 and want to double it.

What interest rate do you need to earn over a 15-year time period?

a)

8.5%

b)

7.2%

c)

5.6%

d)

4.8%

13.

You determine that you can double your money every 10 years.

You have $1,000.

How much money will you have in 30 years?

(Remember how compound interest works.)

a)

$3,000

b)

$4,000

c)

$6,000

d)

$8,000

e)

$16,000

14.

You determine that you can double your money every 10 years.

You have $1,000.

How much money will you have in 50 years?

(Remember how compound interest works.)

a)

$5,000

b)

$10,000

c)

$32,000

d)

$50,000

e)

$108,000

15.

Which of the following are true about credit cards?

(Pick one "A" answer and one "B" answer.)

a)

(A) When you make a minimum payment, you pay mostly interest and very little principal

b)

(A) When you make a minimum payment, you will likely have your balance paid off in less than a year

c)

(B) Credit cards use compound interest

d)

(B) Credit cards use simple interest

16.

The idea of compounding works in other areas of life, like learning, networking, and technology, not just finances.

a)

True

b)

False