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Law of Contracts 9-14

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

Martha is selling her home to downsize and live closer to her grandchildren. She has been looking at a property to buy, and while the sellers are eager to close the sale, Martha has made it clear she won't buy until her current property is sold. This is an example of a(n):

a)

sale of another property contingency

b)

appraisal contingency

c)

financing contingency

d)

inspection contingency

2.

What is typically added to a contract before it's signed and specifies supplementary information not previously included in the contract?

a)

addenda

b)

codicils

c)

affidavits

d)

amendments

3.

Mary has one of her listings under contract. The contract calls for possession at closing. Now the seller asks if she can stay for three days after closing. The buyer orally agrees. What does Mary need to do now?

a)

prepare an amendment and add the Seller’s Temporary Lease Agreement

b)

change the terms in the original document under special provisions

4.

When a lender agrees to allow the borrower to sell the property and accept less than a full pay off amount, it is referred to as a(n):

a)

short sale

b)

alternative payoff

c)

hardship payoff

d)

short payoff

5.

All of the following legislation was designed to protect consumers from unfair lending practices EXCEPT:

a)

Americans with Disabilities Act

b)

Equal Credit Opportunity Act

c)

Truth in Lending Act

d)

Real Estate Settlement Procedures Act

6.

What happens when the property and the buyer have both met the lender’s underwriting requirements?

a)

The loan is approved.

b)

The underwriting process begins.

c)

The buyer is pre-qualified.

7.

Which of the following is the promise to pay on a mortgage loan?

a)

promissory note

b)

deed of trust

c)

lien

d)

mortgage

8.

Which of the following documents are considered proof of ownership?

a)

the deed

b)

the title policy

9.

Although it is NOT a physical document, the actual ownership of a property is signified by who holds the:

a)

title

b)

deed

c)

deed of trust

d)

notice

10.

Jack died without a will. His property is disposed of through the laws of descent. That is considered:

a)

involuntary alienation

b)

adverse possession

c)

eminent domain

d)

voluntary alienation

11.

Loan approval consists of two different approvals. What are they?

a)

approval of the buyer and approval of the property

b)

approval of the appraisal and approval of the seller

c)

approval of the survey and approval of the buyer

12.

What, if anything, must happen when an inspector reports a problem?

a)

No one is technically required to repair the problem.

b)

The seller must repair the problem.

13.

Examples of ongoing expenses that need to be split fairly between the buyer and seller of the property through prorations include all of the following EXCEPT:

a)

homeowners insurance

b)

HOA dues

c)

real estate taxes

d)

utility charges

14.

The effective date is determined by:

a)

the final date of acceptance

b)

when the seller accepts an offer

c)

when the first draft of the contract is given to clients

d)

when the contract is put into writing

15.

Always fill in the contact information accurately.

a)

Advise sellers that they must accept the offer that is received first.

b)

Which of the following is NOT a good contract practice?

c)

Get the final contract in writing.

d)

Set closing 30-45 days out

16.

According to TREC, how many days do buyers have to deliver their termination-option fee?

a)

three calendar days

b)

three business days

17.

The statute of frauds stipulates that:

a)

All contracts that involve the sale or transfer of real estate, debts, specific obligations, and the sale of goods (exceeding $500) must be in writing.

b)

All contracts that cannot be completed within six months must be in writing.

18.

A legal description MUST:

a)

describe a property in a precise and distinct manner

b)

match the address on record at the post office

19.

A leasing of bare, undeveloped land

a)

Variable Lease

b)

Index Lease

c)

Ground Lease

d)

Graduated Lease

20.

The process and act of transferring property from one party to another

a)

Alienation

b)

Severance

c)

Escheat

d)

Forbearance