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BUSINESS FIN CHAPTER 7

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

Which of the following is a benefit of leasing?

a)

Ownership of the asset

b)

Lower initial cost

c)

Higher long-term cost

2.

Which of the following is an example of an asset that can be leased?

a)

Land

b)

Office equipment

c)

Stocks

3.

Which of the following is a disadvantage of leasing?

a)

Limited flexibility

b)

Higher long-term cost

c)

Tax benefits

4.

What is a capital lease?

a)

A lease where the lessee is responsible for maintenance

b)

A lease where the lessee has the option to purchase the asset

c)

A lease where the asset is considered to be owned by the lessee

5.

Which of the following is true of a finance lease?

a)

The lessor owns the asset

b)

The lessee owns the asset

c)

The asset is returned to the lessor at the end of the lease term

6.

Which of the following is a factor that affects lease payments?

a)

Inflation rate

b)

Asset age

c)

Interest rates

7.

Which of the following is a common type of equipment leasing?

a)

Land leasing

b)

Vehicle leasing

c)

Stock leasing

8.

Which of the following is an advantage of leasing?

a)

Limited liability

b)

No upfront costs

c)

Tax deductions

9.

Which of the following is a disadvantage of leasing?

a)

No tax benefits

b)

Higher long-term cost

c)

No flexibility

10.

What is a sale and leaseback transaction?

a)

The lessee sells an asset to the lessor and then leases it back

b)

The lessor sells an asset to the lessee and then leases it back

c)

The lessee sells an asset to a third party and then leases it back

11.

What is residual value in a lease agreement?

a)

The value of the asset at the end of the lease term

b)

The value of the asset at the beginning of the lease term

c)

The value of the asset after it has been fully depreciated

12.

What is a master lease agreement?

a)

A lease agreement that covers multiple assets

b)

A lease agreement that covers a single asset

c)

A lease agreement that can be terminated at any time

13.

What is a sublease agreement?

a)

A lease agreement between the lessee and a third party

b)

A lease agreement between the lessor and a third party

c)

A lease agreement between the lessee and the lessor

14.

What is a leasehold improvement?

a)

An improvement made to an asset by the lessor

b)

An improvement made to an asset by the lessee

c)

An improvement made to an asset by a third party

15.

Which of the following is a factor that affects the cost of leasing?

a)

Asset size

b)

Asset location

c)

Asset type

16.

What is a security deposit?

a)

An upfront payment made by the lessee to the lessor to cover potential damages

b)

An upfront payment made by the lessor to the lessee to secure the lease

c)

An amount of money paid by the lessor to the lessee at the end of the lease term

17.

What is leasing?

a)

A process of purchasing assets

b)

A process of renting assets for a long-term period

c)

A process of borrowing money from a bank

18.

What is the main difference between leasing and renting?

a)

In leasing, the asset can be purchased at the end of the lease term

b)

In renting, the asset can be purchased at the end of the rental period

c)

Leasing and renting are the same thing

19.

What is the main advantage of leasing for businesses?

a)

The ability to own the asset immediately

b)

The ability to conserve cash flow and maintain liquidity

c)

The ability to take advantage of tax deductions for depreciation

20.

What is a lease payment?

a)

The amount of money the lessor pays to the lessee

b)

The amount of money the lessee pays to the lessor for the use of the asset

c)

The amount of money the lessee pays to purchase the asset