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WorksheetsSavings and Investments vocab
Total questions: 27
Worksheet time: 14mins
Resources that a person of business owns that can provide future economic benefit; things owned
Bond
Financial planner
Assets
Dividend
A loan from an investor to borrow (such as a company or government) where the borrow uses money to fund its operations and the investor receives interest on the investment
Bond
Common stock
Dividend
Rule of 72
An investment account that allows you to buy and sell a variety of investments such as stock, bonds, mutual funds, and ETFs
Capital loss
Brokerage account
Inflation
SEC
Profit earned from the sale of assets such as stocks, bonds, or real estate that increases in value over time
Interest
Rate of return
Mutual fund
Capital gain
When the prices of stock go down below the prices initially paid for it
Compound interest
Capital loss
Liquidity
Mutual fund
A savings product or time deposit where a fixed rate of interest is earned for a specified length of time
Liabilities
Certificate of deposit
Savings account
Portfolio
A type of stock that pays a variable dividend
Stock market
Investing
Common stock
IRA
Interest on savings calculated on both the principal and accumulated interest previously earned
Savings account
Assets
Wall Street
Compound interest
Spreading the risk among many types of investments
Diversification
Investing
Dividend
Liabilities
Money paid regularly to stockholders from the corporation/company's earning
Interest
Bond
Dividend
Stocks
A personal advisor who helps clients manage their financial affairs and work toward their long-term financial goals
Rate of return
IRA
Savings Account
Financial planner
An increase in the general price level of goods and services in an economy; a reduction in the purchasing power of money
Brokerage account
Interest
Capital loss
Inflation
The amount of earnings on principal
Capital gain
Interest
Dividend
Investments
The use of long-term savings to earn a financial return
Investing
Interest
Wall Street
Bond
Financial debts or obligations that a person or business is responsible to pay; debts owed
Portfolio
Liquidity
Liabilities
Dividend
A measure of how quickly you can convert assets to cash
Mutual fund
Liquidity
Return on investment
Assets
A professionally managed group of investments bought using a pool of money from many investors
SEC
Brokerage account
Mutual Fund
Financial planner
A collection of investments
Portfolio
IRA
Certificate of deposit
Savings account
The gain or loss on an investment over a specified period, expressed as a percentage increase over initial investment cost
Return on investment
Liabilities
Rate of return
Capital loss
A personal retirement savings account that offers tax benefits and a range of investment options
Rule of 72
IRA
Dividend
SEC
An approximate measure of an investment's profitability; the profit earned on an investment divided by the cost of the investment
Diversification
Rate of return
Common stock
Return on investment
A simple way to determine how long an investment will take to double given a fixed annual rate of interest; divide 72 by the expected interest rate
Bond
Rule of 72
Stocks
Inflation
A deposit account designed to hold money you don't plan to spend immediately and allows you to earn interest over time
Inflation
Diversification
Brokerage account
Savings account
An agency that protects investors and maintains the integrity of the security markets
SEC
Common stock
Stocks
IRA
The market in which shares are issued and traded either through exchanges or over-the-counter markets
Stocks
Wallstreet
Stock market
Financial planner
Unit(s) of ownership in a corporation
Mutual fund
Investing
Stocks
Brokerage account
A collective name for the financial markets and companies that trade publicity, located in the Financial Districts of Lower Manhattan in New York City; the investment community itself
Dividend
Stock market
Compound interest
Wall Street
