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Worksheets

Savings and Investments vocab

Total questions: 27

Worksheet time: 14mins

Name
Class
Date
1.

Resources that a person of business owns that can provide future economic benefit; things owned

a)

Bond

b)

Financial planner

c)

Assets

d)

Dividend

2.

A loan from an investor to borrow (such as a company or government) where the borrow uses money to fund its operations and the investor receives interest on the investment

a)

Bond

b)

Common stock

c)

Dividend

d)

Rule of 72

3.

An investment account that allows you to buy and sell a variety of investments such as stock, bonds, mutual funds, and ETFs

a)

Capital loss

b)

Brokerage account

c)

Inflation

d)

SEC

4.

Profit earned from the sale of assets such as stocks, bonds, or real estate that increases in value over time

a)

Interest

b)

Rate of return

c)

Mutual fund

d)

Capital gain

5.

When the prices of stock go down below the prices initially paid for it

a)

Compound interest

b)

Capital loss

c)

Liquidity

d)

Mutual fund

6.

A savings product or time deposit where a fixed rate of interest is earned for a specified length of time

a)

Liabilities

b)

Certificate of deposit

c)

Savings account

d)

Portfolio

7.

A type of stock that pays a variable dividend

a)

Stock market

b)

Investing

c)

Common stock

d)

IRA

8.

Interest on savings calculated on both the principal and accumulated interest previously earned

a)

Savings account

b)

Assets

c)

Wall Street

d)

Compound interest

9.

Spreading the risk among many types of investments

a)

Diversification

b)

Investing

c)

Dividend

d)

Liabilities

10.

Money paid regularly to stockholders from the corporation/company's earning

a)

Interest

b)

Bond

c)

Dividend

d)

Stocks

11.

A personal advisor who helps clients manage their financial affairs and work toward their long-term financial goals

a)

Rate of return

b)

IRA

c)

Savings Account

d)

Financial planner

12.

An increase in the general price level of goods and services in an economy; a reduction in the purchasing power of money

a)

Brokerage account

b)

Interest

c)

Capital loss

d)

Inflation

13.

The amount of earnings on principal

a)

Capital gain

b)

Interest

c)

Dividend

d)

Investments

14.

The use of long-term savings to earn a financial return

a)

Investing

b)

Interest

c)

Wall Street

d)

Bond

15.

Financial debts or obligations that a person or business is responsible to pay; debts owed

a)

Portfolio

b)

Liquidity

c)

Liabilities

d)

Dividend

16.

A measure of how quickly you can convert assets to cash

a)

Mutual fund

b)

Liquidity

c)

Return on investment

d)

Assets

17.

A professionally managed group of investments bought using a pool of money from many investors

a)

SEC

b)

Brokerage account

c)

Mutual Fund

d)

Financial planner

18.

A collection of investments

a)

Portfolio

b)

IRA

c)

Certificate of deposit

d)

Savings account

19.

The gain or loss on an investment over a specified period, expressed as a percentage increase over initial investment cost

a)

Return on investment

b)

Liabilities

c)

Rate of return

d)

Capital loss

20.

A personal retirement savings account that offers tax benefits and a range of investment options

a)

Rule of 72

b)

IRA

c)

Dividend

d)

SEC

21.

An approximate measure of an investment's profitability; the profit earned on an investment divided by the cost of the investment

a)

Diversification

b)

Rate of return

c)

Common stock

d)

Return on investment

22.

A simple way to determine how long an investment will take to double given a fixed annual rate of interest; divide 72 by the expected interest rate

a)

Bond

b)

Rule of 72

c)

Stocks

d)

Inflation

23.

A deposit account designed to hold money you don't plan to spend immediately and allows you to earn interest over time

a)

Inflation

b)

Diversification

c)

Brokerage account

d)

Savings account

24.

An agency that protects investors and maintains the integrity of the security markets

a)

SEC

b)

Common stock

c)

Stocks

d)

IRA

25.

The market in which shares are issued and traded either through exchanges or over-the-counter markets

a)

Stocks

b)

Wallstreet

c)

Stock market

d)

Financial planner

26.

Unit(s) of ownership in a corporation

a)

Mutual fund

b)

Investing

c)

Stocks

d)

Brokerage account

27.

A collective name for the financial markets and companies that trade publicity, located in the Financial Districts of Lower Manhattan in New York City; the investment community itself

a)

Dividend

b)

Stock market

c)

Compound interest

d)

Wall Street