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WorksheetsPersonal Finance
Total questions: 40
Worksheet time: 20mins
a savings plan for retirement
401k
101b
501k
601k
the interest rate charged on a card
APR
ATM
UPS
YTD
What does APR stands for in finance?
Annual Progress Report
Apple Product Resale
Annual Percentage Rate
Advanced Password Recovery
everything you own or have paid for that have value
cell phone
checking account
assets
savings account
allows bank customers to deposit and withdraw money without the direct assistance of a bank employee
OPM
ATM
IBM
APR
a process where accounts are rechecked for accuracy and completeness
co-sign
borrower
audit
invest
an individual, business or government that has received and used something belonging to somebody else, with the intention of returning or repaying it
borrower
employer
lender
investing
a plan to manage income, spending and saving
budget
debt
loan
borrow
a form of check bought for a specific amount and paid to a person or firm named on the check
check
credit card
debit card
cashier's check
a written order to a financial institution directing the financial institution to pay a stated amount of money, as instructed, from the customer's account
check
cashier's check
debit card
credit card
a financial account into which people deposit and withdraw money by writing checks or using debit or ATM cards
stocks
retirement
credit card
checking account
the final arranging of details for the sale of a house
mortgage
opening
closing
rent
to add your signature to a loan made by someone else, promising that you will repay if the other person does not
invest
co-sign
borrow
lend
allows individuals to buy goods or services now and pay for them later
credit
credit score
credit check
credit card
a small, coded plastic card issued by a bank, business, etc., authorizing the cardholder to purchase goods and services on credit up to the authorized amount. (MUST BE REPAID)
credit card
debit card
flash card
post card
a written record collected by a credit agency that tracks a borrower's credit payments, financial behavior, and credit history
book report
credit report
report card
progress report
a number that ranges from 300-850 that rates your credit risk
credit card
credit score
investing
credit report
The total amount owed at a given point in time
loan
credit
debt
income
a small, specially coded plastic card issued by a bank; allows the cardholder to transfer funds electronically and immediately from his or her checking account
credit report
credit score
debit card
credit card
A tax credit for low-income individuals
social security
earned income tax credit
federal income tax
medicaid
interest paid by a borrower to a lender for the use of credit
debt
income
salary
finance charge
earnings before taxes are deducted
gross pay
net pay
credit
income tax
earnings that result from working
income
social security
medicaid
medicare
setting money aside to increase wealth over time and accumulate funds for long-term financial goals
saving
investing
borrowing
lending
the price associated with using someone else's money
stocks
interest
taxes
fees
one who lends; may be an individual, a business or a government
borrower
lender
bank teller
real estate agent
a written agreement to repay borrowed money
allowance
contract
audit
loan
a special loan that generally refers to money borrowed to buy a house
interest
finance charge
rent
mortgage
the amount of income left after taxes have been paid
deductions
net income
gross
income tax
a person's assets, or what a person owns, minus a person's liabilities, or what a person owes
net worth
gross pay
net income
salary
the time of life when you no longer need to work; retirement age is 65
resign
retire
quit
leave of absence
a fixed amount paid for work
fee
stipend
salary
wage
a type of bank account that allows you to safely keep your money with a bank and even earn interest
cashier's check
savings account
credit
401k
shares of ownership in a corporation
goods
assets
stocks
checks
required payments to the government
taxes
fine
stocks
bonds
a form that shows earnings and the amounts of income, Social Security, and Medicare taxes withheld from income during the year
W-2
application
invoice
1099 form
What does ATM stand for in finance?
automated teller machine
at the moment
account tracking maching
another teachable moment
Why do people save money?
to buy something that cost more
to spend later
for emergencies
all of the above
What is this called?
a check
a debit card
a credit card
a money order
What is this?
credit history
credit score
credit card
none of the above
