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WorksheetsP&PB 2023 : QUIZ-8
Total questions: 25
Worksheet time: 13mins
Name
Class
Date
1.
1. Housing loans granted to individuals up to Rs.______ for construction of houses in metropolitan centers with population above ten lakh (excluding loans granted by banks to their employees) are treated as priority sector advances.
a)
a) 0.5 million
b)
b) 1.0 million
c)
c) 3.5 million
d)
d) 1.5 million
2.
2. Educational loans granted individuals for education purposes up to Rs.______ for studies in India will be classified as priority sector.
a)
a) 0.75 million
b)
b) 1.0 million
c)
c) 1.5 million
d)
d) 2.0 million
3.
3. The scheduled commercial banks are expected to enlarge credit to the priority sector and ensure that priority sector advances constitute_______.
a)
a) 18 per cent of [ANBC] adjusted net bank credit.
b)
b) 40 per cent of [ANBC] adjusted net bank credit.
c)
c) 12 per cent of [ANBC] adjusted net bank credit.
d)
d) 25 per cent of [ANBC] adjusted net bank credit.
4.
4. The Government provides interest subvention of p.a. to the banks in respect of short term production credit up to Rs. _______provided to farmers.
a)
a) 2 per cent Rs.3 lakh
b)
b) 3 per cent Rs.2 lakh
c)
c) 3 per cent Rs.5 lakh
d)
d) 3 per cent Rs.3 lakh
5.
5. No loan related and adhoc service charges/inspection charges should be levied on priority sector loans up to Rs.____________.
a)
a) 25000/-
b)
b) 50000/-
c)
c) 10000/-
d)
d) 75000/-
6.
6. Kisan credit Cards are issued to farmers ______________.
a)
a) To withdraw money from ATM
b)
b) To purchase farm equipments
c)
c) To purchase agriculture implements on credit from dealers
d)
d) To meet their cultivation needs and non-farm requirements, including purchase of inputs and other short-term requirements and working capital requirements for allied activities.
7.
7. Under farm mechanization scheme, loan is given for _________.
a)
a) Providing irrigation facilities
b)
b) Cultivation expenses
c)
c) Purchase of farm equipments
d)
d) For digging wells
8.
8. Scale of finance for crop loans is decided by _______________.
a)
a) District Level Technical Committee.
b)
b) State Level Technical Committee.
c)
c) Block Level Technical Committee
d)
d) Individual banks.
9.
9. In broiler operation under poultry farming how many day’s old chicks are grown?
a)
a) Eight days
b)
b) One day
c)
c) Three days
d)
d) Fifteen days
10.
10. Short term component is in the nature of revolving cash credit facility. There should be restriction on the number of debits and credits.
a)
a) True
b)
b) False
11.
11. Bank can extend ______ to NBFCs.
a)
a) Working capital facilities
b)
b) Term loans
c)
c) Bank guarantee for obtaining deposits.
d)
d) Both (a) and (b) above.
12.
12. Of the following categories of NBFCs, _________ is not exempted from registering with RBI as NBFC.
a)
a) Mutual Benefit Companies
b)
b) Housing Finance Companies
c)
c) Chit Companies
d)
d) Nidhi Companies
13.
13. Banks can finance NHBC for ________.
a)
a) Financing individuals to subscribe to IPO.
b)
b) Unsecured loan to a corporate
c)
c) Financing second-hand assets
d)
d) Investing in shares
14.
14. Shares and debentures can be accepted as collateral securities for secured loan to NBFC.
a)
a) True
b)
b) False
15.
15. Reserve bank of India has put in place a revised regulatory framework for NBFCs effective from _________.
a)
a) October 01, 2022.
b)
b) October 01, 2020
c)
c) August 01, 2022
d)
d) August 01, 2021.
16.
16. A micro enterprise is one where the investment in plant and machinery does not exceed Rs.___________.
a)
a) 10 lakh
b)
b) 25 lakh
c)
c) 1 crore
d)
d) 50 lakh
17.
17. A medium enterprise is one where the investment does not exceed Rs._________.
a)
a) 5 crore
b)
b) 25 crore
c)
c) 10 crore
d)
d) 50 crore
18.
18. Within how many days from the date of submission of complete papers by the borrower a loan application for Rs.25000/- is to be processed as per the guidelines in force?
a)
a) 4 business days
b)
b) 8 business days
c)
c) 15 business days
d)
d) 30 business days
19.
19. PM SVANidhi stands for…..
a)
a) Prime Minister Stree Vendor’s Atma Nirbhar Nidhi
b)
b) Prime Minister Street Venodr’s Atma Nirbhar Nidhi
c)
c) Prime Minister Small Vendor’s Atma Nirbhar Nidhi
d)
d) None of the above
20.
20. CGTMSE stands for
a)
a) Credit Guarantee Fund Trust for Micro and Small Enterprises
b)
b) Credit Guarantee Trust for Micro and Small Enterprises
c)
c) Credit Guarantee Fund Trust for Medium and Small Enterprises
d)
d) Credit Guarantee Trust for Micro and Small Enterprises
21.
21. National Rural Livelihood Mission(NRLM) replaced _____ of the following schemes.
a)
a) Integrated Rural Development Programme (IRDP)
b)
b) Training of Rural Youth for Self-employment (TRYSEM)
c)
c) Development of Women and Children in Rural Areas (DWCRA)
d)
d) Swarnajayanti Gram Swarozgar Yojana(SGSY)
22.
22. Under NRLM, women SHG is entitled for ________.
a)
a) Capital subsidy of maximum Rs.3,00,000/-
b)
b) Capital subsidy of maximum Rs.5,00,000/-
c)
c) Interest subvention on loan up to maximum Rs.5,00,000/-
d)
d) Interest subvention on loan up to maximum Rs.3,00,000/-
23.
23. Under SEP-G of NULM, a bank will sanction maximum loan of Rs._______ lakh per individual or maximum Rs.______lakh for Group, whichever is lower.
a)
a) 2; 10
b)
b) 1; 5
c)
c) 3; 10
d)
d) 2; 5
24.
24. Under PMJDY the limit for overdraft facility is Rs.______ and it is available ____ member(s) of a household.
a)
a) 5,000; 2
b)
b) 10,000; 2
c)
c) 5,000; 1
d)
d) 10,000; 1
25.
25. Any citizen who is or has been an income-tax payer shall not be eligible to join APY.
a)
a) True
b)
b) False
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