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WorksheetsIdentity Theft
Total questions: 20
Worksheet time: 16mins
Let's say you have a credit card which has no balance due on it. You've decided not to use it anymore. No monthly statements show up for it and you don't carry it with you. There is no way an 'identity thief' can get this card's number. True or False? (a)
Which of the following are ways that an 'identity thief' can obtain someone's credit card numbers and other pieces of identification? (a)
To minimize the amount of information an 'identity thief' can steal, which of the following should you NOT carry in your wallet or purse unless you absolutely need to? (a)
You receive a phone call (a) 'Today is your lucky day! You have been chosen by the Space Travel Sweepstakes to receive a free trip on the Space Shuttle. All we need is your credit card number and expiration date to verify you as the lucky winner.' Do you give out this information?
You have been pre-approved for a credit card, but you have too many already and decide to toss this bit of mail away. What should you do first? (a)
An intentional effort to deceive another individual for personal gain (a)
Which is NOT a form of identity theft? (a)
What can you do to protect your identity online? (hint: choose 3 correct answers)
Always use the same password for every account
Create a unique password with special characters
Be cautious of personal information you are sharing online
Shop only on a secure site
How does the chip card provide protection from identity theft?
It requires you to sign for every purchase made
The processing time takes longer
It generates a one-time code for every transaction
The transaction is through a 3rd party check for ID theft
What is 2 Factor Authentication?
Requires you to enter your password twice to enter a website
Does not provide protection against identity theft
Sends a secondary one-time password to an external device
Requires the card's CVC code for every transaction
Why is it important to act fast if you suspect you are a victim of identity theft? (hint: choose 2 correct answers)
The longer you wait, the more potential problems to fix
There is a 7 day window to report identity theft
With more time, the ID thief has more time to cheat you
There is a fee if reported later than 30 days
Which is a warning sign that someone is using your information? (hint: choose 3 correct answers)
You find credit card charges you did not make
You get bills for medical services you did not use
Debt collectors call about debts that are not yours
Debit card transactions are taking a long time to process
Which government agency oversees & provides information on identity theft? (a)
Identitytheft.gov helps you recover from identity theft by
Checking your credit score
Creating a recovery plan just for you
Getting a free copy of your credit report
Contacting your local police department
