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Personal Finance 2

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

Increase in amount of money as a result of interest earned is also the amount that will be available at a later date:

a)

Current value of money

b)

Future value of money

c)

Present value of money

d)

Time value of money

2.

Creating and implementing a plan for spending and saving is known as

a)

Credit

b)

Balancing

c)

Budgeting

d)

Savings

3.

A financial statement tat reports what an individual or family owns and owes as of a specific date is known as a:

a)

Transmittal sheet

b)

Balance sheet also called a net worth statement

c)

Goods and services

d)

Liquid assets forms

4.

Assets - Liabilities =

a)

Net worth

b)

Your valuables

c)

Dependence

d)

Insolvency

5.

Day-to-day financial activities necessary to manage current personal economic resources, while working toward long-term financial security is called?

a)

Money management

b)

Savings

c)

Budgeting

d)

Financial planning

6.

A personal income and expenditure statement that summarizes your cash receipts and payments for a given period is known as a:

a)

Cash flow statement

b)

Financial plan

c)

Budget statement

d)

Balance Sheet

7.

Net worth statement and statement of financial position are both better know as a :

a)

Budget statement

b)

Reconciliation sheet

c)

Financial settlement

d)

Balance sheet also called a net worth statement

8.

Your Successful Budget can be retained and recalled by any of the following methods except:

a)

Written of computerized budget

b)

Physical budget

c)

Televised budget

d)

Mental budget

9.

Characteristics of a successful Budget take into consideration all but does not include:

a)

Well planned

b)

Clearly communicated

c)

Memorized

d)

Realistic and flexible

10.

Personal financial planning involves all except:

a)

Create, implement, review and revising a financial action plan

b)

Determine financial situation and develop financial goals

c)

Identify alternative courses of action and evaluate alternatives

d)

Measuring the improvements of growth in Sweatbriar LLC