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Basic Finance Online Exercise

Total questions: 40

Worksheet time: 35mins

Name
Class
Date
1.

The difference between total sales and total costs of the business.

a)

Net profit.

b)

Retained earnings

2.

Profits earned by a business that are reinvested in the business rather than paid out as dividends

a)

Retained Profit

b)

Inside Profit.

3.

The money required to set up, run and expand a business.

a)

Finance

b)

Assets

4.

A loan facility from the bank that may have to be repaid at any time.

a)

Over draft

b)

Loan

5.

The cost of borrowing money, or the return from saving.

a)

Factoring

b)

Interest

6.

Where money is borrowed and repaid under agreed terms and conditions.

a)

Loan

b)

Overdraft

7.

Everything that the business owns that has a monetary value, including cash, stocks, debtors.

a)

Assets

b)

Capital

8.

Where money is borrowed directly from the public through an instrument called as.

a)

Share capital

b)

Debt Financing

9.

Provision where the money against the debtors receivable can be discounted earlier.

a)

Debtor Factoring

b)

Invoice discounting

10.

A facility where a product can purchased but payment is made later.

a)

Trade Credit

b)

Hire Purchase

11.

Income statement is part of the financial statement.

a)

TRUE

b)

FALSE

12.

Finance is an allocation of scarce resources.

a)

TRUE

b)

FALSE

13.

The income statement summarizes the assets, liabilities and owners' equity of a company at a moment in time.

a)

TRUE

b)

FALSE

14.

The role of financial markets is to bring savers and users of funds together at the least possible cost and inconvenience.

a)

TRUE

b)

FALSE

15.

The stakeholders of a corporation are all constituencies with a stake in the fortunes of the company. They include shareholders, creditors, customers, employees, suppliers, and local communities.

a)

TRUE

b)

FALSE

16.

Cash is classified as ________ based on element of the financial statements

a)

ASSET

b)

LIABILITY

c)

EQUITY

d)

EXPENSE

e)

REVENUE

17.

Inventory is classified as ________ based on the element of the financial statements

a)

ASSET

b)

LIABILITY

c)

EQUITY

d)

EXPENSE

e)

REVENUE

18.

"Taxes and licenses" is classified as ________ based on the element of the financial statements

a)

ASSET

b)

LIABILITY

c)

EQUITY

d)

EXPENSE

e)

REVENUE

19.

"Notes payable" is classified as ________ based on the element of the financial statements

a)

ASSET

b)

LIABILITY

c)

EQUITY

d)

EXPENSE

e)

REVENUE

20.

"Common stock" is classified as ________ based on the element of the financial statements

a)

ASSET

b)

LIABILITY

c)

EQUITY

d)

EXPENSE

e)

REVENUE

21.
Which of the following statements about risk is TRUE?
a)
Risk is about how uncertain your returns could be.
b)
Risk is about how much money you can lose.
c)
A risky asset is more likely to deliver higher return than a less risky asset.
d)
If an asset's risk increases, its price will also increase.
22.

If employees of a company go on strike, this is an example of which types of investment risk?

a)

company risk

b)

industry risk

c)

political risk

d)

inflation risk

23.

A risk taker is a person who is not willing to take larger risk.

a)
b)
24.

Standard deviation is a relative measure of risk.

a)
b)
25.

This is a form of analysis defined by calculating how long it will take for the asset to "earn back" the money you invested in purchasing it.

a)

internal rate of return

b)

net present value

c)

payback method analysis

d)

tax accounting

26.

The initial investment is the immediate cash outflow necessary to purchase the asset and put it into operating order.

a)

True

b)

False

27.

Maximization of the Shareholder's Profit is considered to be the expansive goal of the firm.

a)

True

b)

False

28.

A wise financial manager should take into consideration the impact of the overall company's valuation

a)

True

b)

False

29.

To consider the welfare of the shareholders of the company, it should focus on total company profits rather than on Earnings per share.

a)

True

b)

False

30.

The contract evidencing the existence of partnership is called articles of incorporation.

a)

True

b)

False

31.

Performance shares may also be given to managers as incentives.

a)

True

b)

False

32.

Land - 5, 500

Petty Cash - 100

Temporary Investments - 10,000

Good Will - 105,000

Buildings - 180,000

Trade Names - 200,000

Investments - 36,000

How much is the current assets?

a)

46,100

b)

10,100

c)

51,600

d)

210,100

33.

Land - 5, 500

Petty Cash - 100

Temporary Investments - 10,000

Good Will - 105,000

Buildings - 180,000

Trade Names - 200,000

Investments - 36,000

How much is the Intangible Assets?

a)

115,000

b)

305,000

c)

315,000

d)

351,000

34.

Land - 5, 500

Petty Cash - 100

Temporary Investments - 10,000

Good Will - 105,000

Buildings - 180,000

Trade Names - 200,000

Investments - 36,000

How much is the Non-Current Assets?

a)

536,500

b)

490,500

c)

526,500

d)

500,500

35.

Notes Payable - 5,000

Accounts Payable - 35,900

Treasury Bills - 6,500

Wages Payable - 8,500

Interest Payable - 2,900

Taxes Payable - 6,100

Warranty Liability - 1,100

Unearned revenues - 1,500

Long-term liability - 20,000

How much is the current liabilities?

a)

59,900

b)

58,400

c)

64,900

d)

61,000

36.

Ordinary Shares - 110,000

Retained Earnings - 220,000

Accumulated Comprehensive Income - 9,000

Treasury Stock - 50,000

How much is the shareholder's equity?

a)

289,000

b)

339,000

c)

(101,000)

d)

380,000

37.

Cash - 500

Lease rights - 100

Accrued Interest Income - 10

Equipment - 1,000

Computer software - 3,250

Cash surrender value - 60

How much is the current assets?

a)

570

b)

660

c)

510

d)

500

38.

Checking Account - 43,500

Savings Account - 5,000

Accounts Receivable - 45,000

Inventory - 6,500

Vehicles - 368,000

How much is the current assets?

a)

56,500

b)

100,000

c)

51,500

d)

93,500

39.

What is Emergency Fund?

a)

Money set aside to cover unexpected expenses.

b)

Difficult to access

c)

Fund should be one to 2 months of expenses.

d)

Open in the same salary account.

40.
What is income?
a)
maintaning
b)
money you spend
c)
money you get from a job
d)
not having enough