It is the same as IOU

It means that there is no loan to repay

It is the mostly used form of financing when companies have a long-term need for investment.

Are privately owned institutions that accept deposits and lend money to projects to earn interest.

Are government sponsored or assisted banks.

Which is not a disadvantage of Debt Financing?

SSS and GSIS is an example of?

Which is not a requirements of personal loan?

Which documents does not prove your business legitimacy?

Which Documents prove your profitability?

Borrower's reputation or track record for repaying debts is known as ________?

In order to determine the capacity of borrowers to take loan, it is important to assess ________?

In order to secure loan Collateral is use

5Cs is use to determine the riskiness of a borrower or the likelihood that the loan's principal and interest will be repaid

One of the obligation of entrepreneurs to creditors ask for a grace period if you could not pay loan on time

It involves analyzing current financial positions, projecting short-term and long-term funding needs, and executing a plan to fulfil those needs considering individual financial constraints.

If you invest in Mutual Funds, you need to pay ________ .

Time deposits have no guarantee returns

Bonds will give you periodic income

Gold, Nickel and Oil is an example of ______.

Unit Investment Trust Fund is manage by banks

Real Estate have low correlations with other assets classes

Mutual Funds and UITF can fluctuate just like the stock market.

Present Value states the concept that the amount of money today is worth more than that same amount in the future.

Future value is use to estimate how much an investment made today will be worth in the future

What is the correct Financial Planning Process: (a.) Data Analysis (b) Data Gathering (c) Financial Plan recommendation (d) Plan Monitoring (e) Plan Implementation (f) Objective Setting

It is an annual payment based on percentage of the saved or borrowed amount

Interest is often reflected as monthly percentage of the amount of a loan

Compound Interest is only based on the initial principal

Banks are conservative when lending money.

Equity Financing is for short-term and Debt Financing is for long-term.

In equity you can lose the share control of the company.

In equity financing the only obligation to your lender is making repayments witH in agree time frames.

In Debt Financing, tax is deductible.

In debt finance, if your business fail you still obliged to repay your debts.

How much is the annual revenue needed if your business is under micro-enterprises?

In some government institution, you need to become a member in order to avail their loan.

It is also known as Face Value.

Maturity date can be categorize as long-term only.

It is a fixed return that an investor earns periodically until it matures.

To compute for Coupon rate, the formula is:

To Compute for Total Coupon Rate, the formula is:

To compute for Total Monthly Interest of Bonds, the formula is:

Simple interest can be compute using __________ formula.

Which is not habits for personal finance success?

It is important to analyze individual's financial position and cash flows in Plan Monitoring.

It is the distribution of company's income to its shareholders.

All investments have no guarantee returns

Investors is also known as ___________

If you invest in Mutual Funds, you need to pay ________ .