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Financial Management Final Exam Review

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

Which is the best example of EARNED income?

a)

Interest earned on a savings account.

b)

Money earned from working at the mall.

c)

Money received from Social Security

d)

Money inherited from a relative.

2.

A Dependent is

a)

a taxpayer

b)

a person who relies on another person for financial support

c)

your husband or wife

d)

your parent

3.

Which item is not funded by your tax dollars?

a)

Public Library

b)

Local Fire Department

c)

Department of Transportation (road crew)

d)

Fast Food Restaurant

4.

Taxes are fees that the government ________ people to pay in order to live and work in their state and the USA.

a)

does not require

b)

requires

5.

Tammy has a basic account that allows her to deposit and withdraw money, write checks, and receive a monthly statement with no service charge if she manintains a minimum balance of $25.00. This type of account is called___

a)

Savings account

b)

IRA

c)

Retirement Account

d)

Checking Account

6.

Sara earns $10.00 an hour. She worked 40 hours this pay period. Her gross pay was ?

a)

$300 after taxes and deductions

b)

$400.00

c)

$275.00 after standard deductions

7.

Net pay is the pay you receive each pay period

a)

before any deductions

b)

after all taxes and deductions

c)

after retirement only is deducted

8.

The federal program that assists older Americans with insurance and income is called

a)

FICA (Federal Insurance Contribution Act)

b)

Federal Income Tax

c)

State Income Tax

d)

Physician's Mutual Insurance

9.

When you get a job you are required to complete a ______ form.

a)

W-4 and I-9

b)

W-2 and I-9

c)

1040 and I-9

d)

1040 EZ Form and I-9

10.

Medicaid is a ________ health insurance program to help people who cannot afford health care costs.

a)

Private

b)

government

c)

Military

11.

Life insurance helps cover _______costs when a person dies.

a)

funeral costs

b)

housing costs

12.

In NC the insurances required by all people are

a)

car insurance

b)

life insurance

c)

home insurance

d)

all of the answers are correct

13.

Which is not an example of an unexpected event?

a)

car accident

b)

fire

c)

trip to DIsney World

d)

breaking your arm

14.

If customers pay their bills on time they will have

a)

a higher credit score

b)

a lower credit score

c)

the same credit score

15.

What is the only payment method that does not charge interest or fees?

a)

Currency (cash)

b)

Credit Card

c)

Debit Card