WorksheetsCurrent Accounts Variants
Total questions: 20
Worksheet time: 7mins
What is not a variant in Current Account?
Gold
Diamond
Platinum
All are variants
What is MAB for Regular Variant?
Rs.100000/-
Rs. 5000/-
Rs. 500000/-
Rs. 50,000/-
Maximum Cash Deposit at Non-Home Branch for All the variants of Current Account?
Rs. 5 Lakhs
Rs. 5 lakhs for Regular and Gold Rs. 10 Lakhs for Diamond and Rs. 25 lakhs for Platinum
Rs. 5 lakhs for Regular and Gold Rs. 10 Lakhs for Diamond and Rs. 50 lakhs for Platinum
Rs. 10 lakhs
MAB for Platinum Current account?
Rs.10,00,000/-
Rs.1,00,000/-
Rs.50,00,000/-
Rs.25,00,000/-
Free Cheque Leaves free for Diamond and Platinum Variants?
500 & 1500
700 and unlimited free
1000 & 1500
700 & 1500
MAB for Diamond Variant?
NO MAB for existing accounts, New Account Rs. 5,00,000/-
Rs. 1,00,000/-
Rs. 5,00,000/-
Rs. 10,00,000/-
Free Cheque leaves per month for Regular and Gold Variants?
50 and 300
50 & 500
50 & 700
50 & 1000
Free Cash pickup available for which variants of current account?
Available for all variants
Available for Diamond and Platinum variants
Not available
Available only for Platinum
Free monthly free cash deposit Limit for Regular, Gold, Diamond & Platinum varinats?
Rs. 5.00 lakhs
Rs. 25.00 lakhs
Rs.50 Lakhs
Rs. 200 lakhs
Rs. 5.00 lakhs
Rs. 25.00 lakhs
Rs.100 Lakhs
Rs. 200 lakhs
Rs. 5.00 lakhs
Rs. 25.00 lakhs
Rs.50 Lakhs
Rs.100 lakhs
Rs. 5.00 lakhs
Rs. 50.00 lakhs
Rs.100 Lakhs
Rs. 200 lakhs
Charges for Non-Maintenance of MAB for Platinum variant?
Rs. 8000+Gst
Rs. 4000/- + GST
Rs. 10000/- + GST
NO MAB charges for Platinum variants
What are the two newly launched variants of Current Accounts?
Platinum Premium & Rhodium
Silver & Rhodium
Diamond Premium & Platinum Premium
No new variants launched existing variants only
Recently launched new variants are exclusively for ?
As applicable to all current accounts
Exclusively for Non-Personal Customers
Only for Startups
Companies
MAB for Silver and Rhodium Variants ?
Rs. 5,00,000/- & Rs. 50,00,000/-
Rs. 1,00,000/- & Rs. 50,00,000/-
Rs. 5,00,000/- & Rs. 50,00,000/-
Rs. 50,000/- & Rs. 50,00,000/-
Can Silver & Rhodium Current Account be offered to Banks, NBFCs and Cash Pickup/Collection Agencies?
Yes
No
Yes, provided they are ready to maintain MAB
only Rhodium can be given.
Which variants of Current Accounts, MAB penalty concession is offered based on MAB maintained.
All 4 variants (Regular, Gold, Diamond & Silver)
only 2 variants (Regular, Gold)
Only on Platinum If MAB is more than 50% of the specified MAB
ON Diamond and Platinum variants if MAB is more than 50% of the specified MAB
Is there any waiver of Non-Maintenance of MAB for Silver & Rhodium Current Account?
Waiver of two calendar months MAB charges
Waiver of twelve calendar months MAB charges
Waiver of three calendar months MAB charges
No waiver
MAB Charges for Silver Variants?
NO MAB charges for Silver
Rs. 5000/- GST
Rs.1000 + GST
Rs. 2500/ + GST
MAB charges for RHODIUM Current Account ?
If MAB < 50% Rs.25000/- per month + GST MAB> 50% then Rs.15000/- per month + GST
If MAB < 50% Rs.50000/- per month + GST MAB> 50% then Rs.25000/- per month +
If MAB < 50% Rs.100000/- per month + GST MAB> 50% then Rs.50000/- per month +
No MAB charges, applicable only for Silver variant
Cash Deposit at Non-Home Branch for Silver and Rhodium Variants?
Rs. 1 lacs/Rs. 10 lacs per day
Rs. 5 lacs/Rs. 5 lacs per day
Rs. 5 lacs/Rs. 10 lacs per day
No Non Home Cash deposit
Cash deposit limits for Silver and Rhodium variants of Current Account?
Silver 15 lacs
Rhodium Rs. 600 lacs
Silver 25 lacs
Rhodium Rs. 500 lacs
Silver 15 lacs
Rhodium Rs. 100 lacs
Silver 5 lacs
Rhodium Rs. 600 lacs
