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WorksheetsCredit Risk & Management
Total questions: 15
Worksheet time: 11mins
Which among the following suits most the description "Possibility of Losses associated with the Credit quality of a Borrower" ?
Funding Risk
Call Risk
Basis Risk
Credit Risk
Which among the following is a tool to measure the Credit Risk embedded in a loan asset ?
Invocation of Insurance
Credit Risk Rating
Loan Pricing
None of the above
Which among the following is a Credit Risk Mitigant ?
Pricing of Loan assets
Legal Action
Insurance of assets
None of the above.
One of your Borrower Customer failed to service monthly interest in his working capital account. Which among the following is correct about the type of risk the Bank is facing in this context ?
Fraud Risk
Interest Rate Risk
Market Risk
Credit Risk
Which among the following is a not a Credit Risk ?
Default Risk
Counterparty Risk
Fraud Risk
Portfolio Risk
Which among the following is part of the building blocks of an effective Credit Risk Management in a Bank ?
Organisational Structure
Operations & Systems
Policy and Strategy
All of these
Which among the following is NOT a Credit Risk Rating Agency in India ?
CRISIL Ltd
ICRA Ltd
Equifax
SMERA
Which among the following is not a Parameter used for Credit Risk Rating architecture ?
Industry Risk
Basis Risk
Business Risk
Management Risk
In working capital accounts which among the given ratios is used to assess Financial Risk ?
Debt Equity Ratio
Debt Service Coverage Ratio
Current Ratio
All of the Above
Which among the following is not a Credit Information Company in India ?
CIBIL
Moodys
Experian
Equifax
Reputation and Standing of a Promoter is assessed as part of which Parameter under Credit Risk Rating ?
Management Risk
Industry Risk
Business Risk
Financial Risk
Which among the following is not a Credit Risk Mitigant ?
ECGC Guarantee
Insurance of Assets
Collaterals
Pricing of Loan assets
Which among the following is not a Domestic Credit Rating Agency in India ?
Standard and Poor's
Brickwork Ratings
CRISIL Ltd
ICRA Ltd
As per Regulatory Guidelines, upto which level in a Rating Scale, the rating shall represent an acceptable level of Credit Risk ?
Levels 1 to 3
Levels 1 to 4
Levels 1 to 5
Levels 1 to 7
Rules of Delegation in a Bank's Credit Policy represents one among the following. Identify ?
Powers to sanction Loans by various functionaries
Loan Monitoring Mechanism
Exposure Levels
Risk Rating Architecture
