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Housing Vocabulary

Total questions: 14

Worksheet time: 3hrs 6mins

Name
Class
Date
1.

What is the loan from the bank for the purchase of a house?

a)

Credit Score

b)

Mortgage

c)

Rent

d)

Pool

2.

An (a)   is something you fill out to rent a home or apartment.

3.

Which statement below is TRUE?

a)

After selling your home, you could make a profit.

b)

After renting, you can make a profit off the home.

4.

Which statement below is TRUE?

a)

You will always make more money buying a home than renting.

b)

Renting could help you save money so that you can invest it in stocks.

5.

Which statement below is TRUE?

a)

Buying a home has the potential for more expenses.

b)

Renting has the potential for more expenses.

6.

The agreement between a renter and a landlord is:

a)

Security Deposit

b)

Mortgage

c)

Lease

d)

Deed

7.

A larger down payment will reduce the amount of the mortgage needed.

a)

True

b)

False

8.

What is part of your mortgage payment?

a)

rent

b)

credit score

c)

escrow

d)

electricity

9.

The original amount of a loan, excluding interest.

a)

Principal

b)

Equity

c)

Gross Income

d)

Application

10.

A public record of how you've managed your credit and debt in your past, including credit cards, loans and other leases.

a)

Credit History

b)

Credit Reprort

c)

Credit Score

d)

Credit Limit

11.
When signing a lease, it is recommended that you
a)
give it a quick review and sign before someone else gets the apartment you want
b)
read carefully and sign only when you  understand  what everything means
c)
read carefully and sign even though you are not sure what some of the terms mean
d)
read carefully and sign, even though you know that you will not agree to all of the terms stated
12.
The name for a renter is:
a)
landlord
b)
rentee
c)
tenant
d)
lease 
13.
Which of the following should you find out before agreeing to rent an apartment?
a)
are pets allowed
b)
late fees
c)
when is rent due
d)
all of the above
14.
Experts agree that as a rule, a prospective renter should budget ______________ of their gross income for rent.
a)
20% to 25%
b)
25% to 30%
c)
30% to 35%
d)
35% to 40%