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WorksheetsDisability Insurance
Total questions: 10
Worksheet time: 6mins
What is disability insurance?
Provides Income in the event a worker is unable to perform their work.
Pays for shopping expenses
Binding contract between you and a policy owner
Supports personal and custodial care
Who needs disability insurance?
A single mom who works two jobs
Someone who can work at full capacity
Newborns
People who are unable to perform work due to illness or injury
How much does disability insurance coverage cost?
25-30% of your income
50-70% of your income
0% of your income
80-90% of your income
What are two types of disability insurance
Short-term
PPO
Long-term
HMO
Who can you talk to about disability insurance?
Yourself
A doctor
Your dog
A nurse
What is short-term disability insurance?
Protects your friend
protects just the employer
Designed to protect both the employee and employer if the worker can no longer do their job
Protects just the employee
What is long-term disability insurance?
Long-term care
Provides income to workers whose earnings are interrupted by lengthy periods
free insurance
None of these
Disability insurance is for all kinds of workers
True
False
What is a waiting period in disability insurance?
The time between when you are injured or become ill and when you are able to return to work
The time between when you are injured or become ill and when your disability payments begin
The time between when you are injured or become ill and when your sick leave ends
The total amount of time that you receive disability payments for an illness or injury
Disability insurance provides you the means to buy food, pay bills, and cover household expenses while you're unable to work.
True
False
