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(QUIZIZZ) Investing Terms Practice Quiz

Total questions: 23

Worksheet time: 12mins

Name
Class
Date
1.
This stage of investing begins when you have "excess" savings and can afford to make permanent investments in addition to temporary savings.
a)
Speculative Investing
b)
Beginning Investing
c)
Systematic Investing
d)
Strategic Investing
2.

Investing on a regular and planned basis. (usually begins in you 30's and early 40's when earning potential is highest).

a)

Stage 3: Systematic Investing

b)

Stage 4: Strategic Investing

c)

Stage 5: Speculative Investing

3.

According to our notes in class, we described achieving financial security as ________________.

a)

Living above your means

b)

Peace of Mind

c)

A bunch of likes 👍 on your social media

4.
Which of the following best define diversification.
a)
Spreading the risk among many types of investments.
b)
The chance that an investment’s value will decrease.
c)
Investing in your favorite company
d)
Investing to beat inflation
5.
A collection of investments is known as your _________________.
a)
Principal
b)
Maturity Date
c)
Interest
d)
Portfolio
6.

When an investment is LIQUID it means it is

a)

Difficult to turn into cash

b)

Easy to turn into Cash

7.

Which of the following is an example of an illiquid asset?

a)

Checking Account

b)

House

c)

Mutual Fund Investments

8.
Another name for your "Put and Take Account" is
a)
Emergency Fund
b)
Savings Fund
c)
Investment Fund
d)
None of the above
9.
Interest computed on the original principal plus accumulated interest
a)
Strategic Interest
b)
Compound Interest
c)
Simple Interest
d)
Annual Percentage Interest
10.

Which is an exmaple of a short term/short term savings need?

a)

Vacations

b)

Home Ownership

11.

This investment earns fixed interest payable at the maturity date (date at which an investment becomes due for payment)
Sometimes there can be a penalty for early withdrawal.

a)

Stocks

b)

Certificate of Deposit (CD)

12.

A bond is a _________ to the government or a company.

a)

Debt

b)

Gift

c)

Loan

13.
Which of the following is NOT a short term need?
a)
Retirement
b)
Vacations
c)
Social Events
d)
Emergencies
14.

The chance that an investment's value will decrease is known as _________.

a)

Profit

b)

Risk

c)

Gains

15.
Which of the following is the best description of discretionary income?
a)
The amount you have left over after the bills are paid
b)
Your anticipated needs and wants
c)
The amount one should invest after the emergency fund is saved back
d)
None of the above
16.
A "loan" to corporations to help their business is which type of investment.
a)
Savings Bond
b)
Annuities
c)
Treasury Bond
d)
Corporate Bond
17.
Shares in a large, professionally managed group of investments describes which type of investment.
a)
Mutual Fund
b)
Emergency Fund
c)
Annuities
d)
Stocks
18.
This investment type includes art, memorabilia, classic cars, vintage items.
a)
Penny Stocks
b)
Annuities
c)
Futures
d)
Collectibles
19.

The percentage of increase in the value of your savings due to earned interest.

a)

Profit

b)

Yield

20.

One of the Greatest Investors of all time

a)

Warren Buffet

b)

Bill Gates

c)

Carlos Slim

d)

Bernard Arnault

21.

Exmaples of Speculative Investors

a)

Sharks/Venture Captoalist

b)

Actual Sharks

22.

Which is an example of investing in collectibles?

a)

Savings Bonds

b)

Stocks

c)

Baseball Cards, Art, Antiques

23.

Investing in a Mr. Bigam Chillicothe Paints Baseball card is a wise investment?

a)

Great Investment!

b)

STAY AWAY! NOT A GOOD INVESTMENT!