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Test - Risk and Return (single asset)

Total questions: 31

Worksheet time: 55mins

Name
Class
Date
1.

A risk taker is a person who is not willing to take larger risk.

a)
b)
2.

Standard deviation is a relative measure of risk.

a)
b)
3.

Coefficient of variation is a relative measure of risk per unit of expected return.

a)
b)
4.

A risky investment would usually has higher standard deviation.

a)
b)
5.

Risk is the chance that the actual return deviate from the expected return.

a)
b)
6.

Ahmad is considering investing in stocks. Which is the less risky investment?

a)

Stock A: SD = 10%; E(R) = 10%

b)

Stock B: SD = 6%; E(R) = 10%

c)

Stock C: SD = 8%; E(R) = 12%

d)

Stock D: SD = 20%; E(R) = 24%

7.

Which is the riskiest investment?

a)

Investment A: ER = 22%; SD = 10%

b)

Investment B: ER = 24%; SD = 12%

c)

Investment C: ER = 21%; SD = 14%

d)

Investment D: ER = 20%; SD = 11%

8.

Probability = 15%; Return = -5%

Probability = 20%; Return = 10%

Probability = 30%; Return = 15%

Probability = 35%; Return = 25%


What is the expected rate of return on the investment?

a)

15.4%

b)

14.5%

c)

15.5%

d)

16%

9.

Project A: SD = 6%; ER = 10%

Project B: SD = 10%; ER = 10%

Project C: SD = 20%; ER = 30%

Project D: SD = 8%; ER = 14%


Which project would a risk averse investor choose?

a)

Project A

b)

Project B

c)

Project C

d)

Project D

10.

The expected return on an investment is ...

a)

less than required return.

b)

equal to required return.

c)

calculated by taking the mean of the distribution of possible returns.

d)

equivalent to the actual return.

11.

Risk is used interchangeably with ......... to explain the variability of returns.

a)

expectation

b)

risk averse

c)

uncertainty

d)

diversification

12.

......... refers to the portion of an asset's risk that attributes to firm's specific random events, for example strikes and robberies, that can be eliminated by diversification.

a)

Market risk

b)

General risk

c)

Unique risk

d)

Non-diversifiable risk

13.

Event 1: BNM announced an increase in interest rate resulted an increase of 1% company's cost of financing.


Event 2: A fire caused by an accident at one of the company's store resulted in a huge loss for the company.


Determine the type of risk that can be associated to each of the events.

a)

Unsystematic risk and Unsystematic risk

b)

Unsystematic risk and Systematic risk

c)

Systematic risk and Systematic risk

d)

Systematic risk and Unsystematic risk

14.

If Soraya holds a single asset in his investment portfolio, his risk exposure would be best measured by the ........

a)

coefficient of variation

b)

normal distribution of returns

c)

standard deviation of returns

d)

None of the above

15.

Which of the following statements about a risk-averse investor is true?

a)

Choose an investment with a high standard deviation but a low expected return.

b)

Choose an investment with a low standard deviation and a high expected return.

c)

Choose an investment with a high expected return and a high standard deviation.

d)

Choose an investment with a low standard deviation and a low expected return.

16.

Which of the following is an example of systematic risk?

a)

BHP Billiton posts lower than expected earnings.

b)

Woolworths announces record earnings.

c)

The government raises interest rates unexpectedly.

d)

Coca-Cola announces higher than expected earnings

17.

Investors can eliminate what type of risk by diversifying?

a)

Systematic risk

b)

Unsystematic risk

c)

Beta risk

d)

Total risk

18.

Below are all types of return except:

a)

Actual return

b)

Expected return

c)

Possible return

d)

Required return

19.

From the probability distribution provided, the expected return of the asset is closest to:

a)

9%

b)

6.7%

c)

10%

d)

20%

20.

Consider the following 4 assets. If you have to select only one, which one would you pick if you are risk-averse?

a)

D

b)

A

c)

B

d)

C

21.

If employees of a company go on strike, this is an example of which types of investment risk?

a)

company risk

b)

industry risk

c)

political risk

d)

inflation risk

22.

Plunging oil prices is an example of which of the following types of investment risk?

a)

company risk

b)

industry risk

c)

political risk

d)

inflation risk

23.

Investment A has an expected return of 15% per year, while Investment B has an expected return of 12% per year. A rational investor will choose

a)

Investment A because of the higher expected return.

b)

Investment B because a lower return means lower risk.

c)

Investment A if A and B are of equal risk.

d)

Investment A only if the standard deviation of returns for A is higher than the standard deviation of returns for B.

24.

You are considering investing in Ford Motor Company. Which of the following are examples of diversifiable risk?

I. Risk resulting from possibility of a stock market crash.

II. Risk resulting from uncertainty regarding a possible strike against Ford.

III. Risk resulting from an expensive recall of a Ford product.

IV. Risk resulting from interest rates decreasing.

a)

I only

b)

I and IV

c)

I, II, III, IV

d)

II, III

25.

The wider the dispersion of returns on a stock, the:

a)

lower the expected rate of return

b)

higher the standard deviation

c)

lower the real rate of return

d)

lower the variance

26.

A stock is expected to return 11% in a normal economy, 19% if the economy booms, and lose 8% if the economy moves into a recessionary period. Economists predict a 65% chance of a normal economy, a 25% chance of a boom, and a 10% chance of a recession. What is the expected return on the stock?

a)

11.10%

b)

12.06%

c)

11.98%

d)

11.23%

27.
An investor purchased 100 shares of a stock at $50 per share. One year later, the stock price increased to $60 per share, and the company paid a $2 per share dividend. What was the investor's total return?
a)
A) 10%
b)
B) 12%
c)
C) 20%
d)
D) 22%
28.

define the term "return"

a)

profit from sales

b)

capital gain

c)

the reward of investing

29.

Relationship between risk and return mean to?

a)

increase return of investment

b)

minimize risk in investment

c)

study the effect of both element on each other

30.

Which of these is not considered low risk?

a)

Checking account

b)

Commercial Paper

c)

Savings Account

d)

CD

31.

Look at the PICTURE for help!

Big Bill Bobkins received $12,800.00. He invested $10,000. What was his Gain or Loss?

a)

$2800.00

b)

-$2800.00

c)

-$280.00

d)

$280.00