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WorksheetsCar Insurance Basics
Total questions: 12
Worksheet time: 6mins
Nora and Grace are discussing the purpose of car insurance that Avery recently purchased for her new car. According to Avery, why did she get car insurance?
To reduce the costs associated with a car accident
To provide monthly income for her
To cover the expenses of car maintenance
To protect the car from natural disasters
Hannah, Avery, and Charlotte are discussing car insurance. Hannah says that liability coverage in car insurance covers injuries and property damage caused by the insured. Is she correct?
Yes, it covers injuries and property damage caused by the insured
No, it covers the medical expenses of the insured
No, it covers collision damage to the insured's car
No, it covers theft and natural disasters
What is the purpose of collision & comprehensive coverage in car insurance?
To cover collision damage to the insured's car
To cover injuries and property damage caused by the insured
To cover the medical expenses of the insured
To cover theft and natural disasters
David was driving his car when he was hit by another driver who fled the scene. David's car was damaged and he was injured. He had uninsured motorist coverage in his car insurance. What does this coverage do in such a scenario?
Covers injuries and property damage caused by David
Covers collision damage to David's car
Covers the medical expenses of David
Covers injuries and property damage in accidents with uninsured or underinsured drivers
Abigail, Noah, and Emma are discussing car insurance. Abigail mentions personal injury protection (PIP). Noah and Emma are unsure about what this means. Can you explain to them what personal injury protection (PIP) in car insurance is?
It's coverage for collision damage to the insured's car
It's coverage for injuries and property damage caused by the insured
It's coverage for the medical expenses of the insured and passengers
It's coverage for theft and natural disasters
Benjamin, Avery, and Oliver are discussing car insurance. Benjamin wonders, 'Why is PIP still a legal requirement in some states?'
To cover the uninsured passengers in Benjamin's car
To provide additional coverage for Avery's health expenses
To reduce the costs associated with Oliver's car accidents
To protect Avery's car from theft and natural disasters
Liam recently bought a car and is considering getting car insurance. He came across the term 'deductible'. What does a deductible in car insurance mean?
The amount of money Liam must pay per accident before the insurer pays the rest
The maximum amount the insurer is willing to pay
The monthly fee paid by Liam
The limit of liability coverage
Grace, Sophia, and Jackson are discussing car insurance. Sophia mentions uninsured motorist coverage and Jackson is unsure what it does. How would you explain it to him?
It covers injuries and property damage caused by the insured
It covers collision damage to the insured's car
It covers the medical expenses of the insured
It covers injuries and property damage in accidents with uninsured or underinsured drivers
What kind of car insurance is required by law?
What kind of coverage do most auto lenders require?
What does the "comprehensive" in comprehensice car insurance mean?
If Jack has a $500 deductible and is in an accident that causes $5000 in damage, how much does the insurance company pay?
