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Business studies First Term 2023/2024 Half Term Test

Total questions: 20

Worksheet time: 9mins

Name
Class
Date
1.

What is undertaken to protect against loss of life or property?

a)

Business studies

b)

Insurance

c)

Education

d)

Store-keeping

2.

What is the insurance policy taken to cover goods shipping across the sea called?

a)

Fire

b)

Marine

c)

Burglary

d)

Accident

3.

Who is the insurer?

a)

The insurance company

b)

The person or company who insures his goods

c)

The government

d)

The intermediary

4.

What is one of the reasons or functions of insurance?

a)

To bear loss

b)

To reduce risks

c)

To cause loss

d)

To ensure loss

5.

What is the person or company that insures his property or life called?

a)

insured

b)

insurer

c)

insurance company

d)

premium

6.

Which of the following is not among banking services?

a)

Loans

b)

Traveller's Cheque

c)

Banker's draft

d)

insure properties

7.

Which of the following is not an ethical issue in the banking sector?

a)

Confidentiality

b)

Integrity

c)

Non-transparency

d)

transparency

8.

What is the purpose of insurance?

a)

To make profit

b)

To make good the loss suffered

c)

To collect premium

d)

To avoid loss

9.

Which of the following insurance policies is not for motor vehicle?

a)

Third party

b)

Marine

c)

Comprehensive

d)

Theft

10.

Which of the following risks is not insurable?

a)

Storm

b)

Earthquake

c)

Gambling

d)

Thefts

11.

What is the sum of money paid by the insured to the insurance company called?

a)

Discount

b)

Commission

c)

Premium

d)

Dividend

12.

Which of the following is not a column in the ledger?

a)

Date

b)

Folio

c)

Cash

d)

particular

13.

Which is a column for entering page numbers?

a)

Particulars

b)

Folio

c)

Discount

d)

amount

14.

Where is the debit side of the ledger located?

a)

Left-hand side

b)

Right-hand side

c)

Centre side

d)

Right- left hand side

15.

What is the column used for recording the actual monetary value called?

a)

Folio

b)

Discount

c)

Amount

d)

particular

16.

What is the person or company that insures his property or life called?

a)

loan

b)

hire purchase

c)

travelers cheque

d)

overdraft

17.

Which service from the below mentioned provides protection from risk?

a)

Banking

b)

Transportation

c)

Insurance

d)

Postal & telegram

18.

Which of the following is the correct full form of ATM?

a)

Automatic Take Machine

b)

Any Time Machine

c)

Automated Teller Machine

d)

None of these

19.

What is the computerized tool for making online transactions called?

a)

ATM

b)

ICT

c)

I-Phone

d)

MTN

20.

In 2004 the Central Bank of Nigeria required all commercial banks to increase the value of their capital to?


a)

#25 billion

b)

#25 trillion

c)

#25 million

d)

#25 thousand