Payment cards issued by banks. They are linked to your bank account, and you can use them for withdrawing money from ATMs.

When money is automatically transferred on a scheduled date to pay a recurring bill, such as a mortgage, credit card, or utility bill

The amount of money in a financial repository, such as a savings or checking account.

A financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans.

A printed record of the balance in a bank account and the amounts that have been paid into it and withdrawn from it, issued periodically to the holder of the account.

A check for which there are not enough funds in the bank customer's account to cover it

A type of loan that allows you to borrow money from a lender and use that money to purchase a car.

A loan which is received by the borrower in cash

A check written by a financial institution on its own funds, signed by a representative, and made payable to a third party.

A savings product that earns interest on a lump sum for a fixed period of time.

A type of check for which the issuing bank guarantees that there will be enough cash available in the holder's account when the recipient decides to use the check

A place that allow consumers to cash checks without a bank account

An incentive for a bank or business to cash a check for a non-customer

When someone writes bad checks, steals and alters checks or forges checks.

Usually the last set of numbers on your personal check, typically consisting of 3 or 4

The journal that records all the checks, cash and cash outlay during an accounting period.

The part of a check that is kept by the payee with information such as the check number, date, and amount

A document that orders a bank to pay a specific amount of money from a person's account to the person in whose name the cheque has been issued

The string of 5-17 digits in the bottom right-hand corner of a paper check; a unique identifier for each account at a bank or other financial institution that you have

A loan backed by an asset (aka secured loan)

A bank that offers services to the general public and to companies.

The ability to borrow money with the promise that you'll repay it, often with interest.

A small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit.

A nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates

A payment card that can be used in place of cash to make purchases

A person who keeps money in a bank account

The electronic transfer of a payment directly from the account of the payer to the recipient's account

The signature on the back of a check

A United States government corporation supplying deposit insurance to depositors in American commercial banks and savings banks

A company concerned primarily with providing money, as for short-term loans.

An institution or individual that serves as a middleman among diverse parties in order to facilitate financial transactions. Common types include commercial banks, investment banks, stockbrokers, pooled investment funds, and stock exchanges

The account doesn't charge a recurring fee, such as a monthly maintenance fee, and doesn't have a minimum balance requirement to avoid a fee

The status of a checking account that does not have enough money to cover all transactions

An amount of credit extended to a borrower.

The ease with which an asset, or security, can be converted into ready cash without affecting its market price

The minimum amount of money needed in a bank account to avoid any fees

Consists of various financial institutions and dealers, who seek to borrow or loan securities

interest-bearing deposit accounts that are specifically designed to securely hold a depositor's savings; essentially a combination of a savings account and a checking account

A safe alternative to cash or a personal check, usually issued by a government or banking institution, that works similarly to a check.

a system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website or mobile app

An optional service that prevents the rejection of charges to a bank account (primarily checks, ATM transactions, debit-card charges) that are in excess of the available funds in the account

A store that lends money in exchange for a valuable thing that they can sell if the person leaving it does not pay an agreed amount of money by an agreed time

any penalty incurred by an individual for the early withdrawal of funds from an account that is either locked in for a stated period

The personal information number; a number allocated to an individual and used to validate electronic transactions

Unethical practices conducted by lending organizations during a loan origination process that are unfair, deceptive, or fraudulent.

A signed document containing a written promise to pay a stated sum to a specified person or the bearer at a specified date or on demand.

The process of comparing transactions and activity to supporting documentation

The presumed practice of mortgage lenders of drawing red lines around portions of a map to indicate areas or neighborhoods in which they do not want to make loans

A secure container, usually made of metal, that's used to store valuables at a bank or credit union

An interest-bearing deposit account held at a bank or other financial institution

A financial institution that receives savings accounts and pays interest to depositors.

A nonprofit corporation created by an act of Congress to protect the clients of brokerage firms that are forced into bankruptcy.

A loan to the U.S. government that's issued by the U.S. Treasury