provides consumers with guidance on consumer credit, money management, debt management, and budgeting

1. a company that collects information relating to the credit ratings of individuals and makes it available to credit card companies, financial institutions, etc.

should show accurate information about you, the credit you've taken out, how you've managed repayments and court action taken against you.

a statement that has information about your credit activity and current credit situation such as loan paying history and the status of your credit accounts.

1. a numerical rating representing the perceived ability of a person or organization to fulfill their financial commitments, based on an analysis of their credit history and current financial circumstances.

something, typically money, that is owed or due.

represents the amount of revolving credit you're using divided by the total amount of credit available to you.

failure to fulfill an obligation, especially to repay a loan or appear in a court of law.

prohibits discrimination in any aspect of a credit transaction

a credit bureau that collects information about an individual's credit history to create a credit report.

collect credit information on individual consumers, which they sell to lenders and others.

intended to help prevent identity theft and credit-related fraud in an increasingly online economy.

a method of quantifying and evaluating an individual's creditworthiness.

money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.

an organization or person that lends money.