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Financial Literacy Pre-Test Warmup

Total questions: 13

Worksheet time: 4mins

Name
Class
Date
1.

Match the following

a)

Savings Account

1.

Account for saving & earn interest.

b)

Checking Account

2.

Account for people to spend from

c)

Credit Card Account

3.

Account that shows money spent & owed

d)

Loan Account

4.

Account showing money given & paid back

2.
In New City, Texas, the sales tax rate is 8.15%. How is this represented as a decimal?
a)
8.15
b)
0.815
c)
0.0815
d)
0.00815
3.
Something that you pay is called....
a)
income
b)
an expense
c)
a profit
d)
savings
4.
Money that you make is called...
a)
income
b)
variable expense
c)
propery taxes
d)
fixed expense
5.
A plan for spending
a)
income
b)
expenses
c)
sales tax
d)
budget
6.
The value of one's assets minus one's liabilities
a)
fixed income
b)
coupon
c)
net worth
d)
gross income
7.
The amount paid or earned for the use of money.  
The formula is I = prt
a)
Simple interest
b)
Compound Interest
c)
Coupon
d)
Monetary Incentives
8.
Which type of expenses are these, rent, car payment?
a)
Crazy bills
b)
Variable expense
c)
Fixed expense
9.

Withdraw

a)

Keeping track of money

b)

Taking money out of bank account

c)

Putting money in bank account

10.

Bank Account

a)

Proof of Identification

b)

A plastic card used to withdraw money

c)

A agreement between made with a bank to keep your money.

11.

Deposit

a)

Taking money out of your bank account

b)

A plastic card used to make purchases

c)

Putting money in your bank account

12.

Where does a debit card withdraw money from?

a)

A fundraiser

b)

Your savings account

c)

Your checking account

13.

You must have a bank account in order to get a debit card

a)

False (no)

b)

True (yes)