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Unit 6 Quest

Total questions: 10

Worksheet time: 3hrs 30mins

Name
Class
Date
1.

As a person gains more wealth, it's important to have a second opinion about how to manage it. What is the best description of what a financial advisor does?

a)

An accountant who keeps track of the taxes every year

b)

Provide clients with financial advice and guidance

c)

An advisor invests the money into bitcoin and stocks

d)

They tell you how to spend the money

2.

It is smart to use cost comparison when buying a home or a car. Why is it a good idea?

a)

To make sure you are paying a fair price for the purchase

b)

To help the seller know if they are gaining enough money on the sale

c)

So you don't pay taxes

d)

To look at different cars or homes to be sure you like the one you're buying

3.

As soon as you get your first job, you should work towards building good credit. Good credit helps when it comes to purchasing cars, homes, and other items. What does it mean when someone is credit worthy?

a)

Banks will loan you money because you look fancy

b)

Banks will loan you money as long as it's paid off in a year

c)

Banks will loan you money because you have good credit history

d)

Banks will not loan you money directly, but outside loan companies will

4.

What is the federal health insurance program for individuals over 65, and/or those who are younger with disabilities?

a)

The Federal Public Health Program

b)

Medicare

c)

FEMA

d)

MAUSA

5.

The federal program that provides benefits (money) to retired people and those who are unemployed or disabled is known as what?

a)

FEMA

b)

USDA

c)

Social Security

d)

Temporary Assistance for Needy Families

6.

What is the difference between gross income and net income?

a)

Gross income is paid to the government; net income is paid to the employer

b)

Gross income is total pay without deductions; net income is total pay after taxes

c)

Gross income is total pay after taxes; net income is total pay without deductions

d)

Gross income is total pay that goes towards fixed expenses; net income is total pay that goes toward variable expenses

7.

A tax on sales or the receipts from sales.

a)

Cash flow

b)

Property Tax

c)

Sales Tax

d)

Inflation

8.

Which term matches this definition: "The total amount of money being transferred into and out of a business or household"?

a)

Cash flow

b)

Depreciation

c)

Sales Tax

d)

Inflation

9.

What term matches this definition: "Increase in prices and the fall of the dollar"?

a)

Creditworthy

b)

Deflation

c)

Inflation

d)

Cash Flow

10.

What term matches this definition: "A tax on property paid to the jurisdiction where the property is located"?

a)

Sales tax

b)

State Tax

c)

Income Tax

d)

Property Tax