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Econ Review

Total questions: 40

Worksheet time: 43mins

Name
Class
Date
1.

In a free market society, the answer to the question about how much to produce is determined by

a)

census data

b)

profit projections

c)

consumer demand

d)

government quotes

2.

Which of the following represents capital needed to start a tailoring or garment making business?

a)

Dressmakers

b)

Building space

c)

Marketing team

d)

Sewing machines

3.

●Few sellers

● Some control over price

● High market entry barriers

● Some product differentiation

What type of market structure is described by the information above?

a)

Oligopoly

b)

Natural monopoly

c)

Pure competition

d)

Monopolistic competition

4.

The market structure of pure competition is distinctive because

a)

only one seller is needed in this market structure

b)

there are no examples of this type of market structure

c)

the sellers in this market structure have no control over price

d)

there are large number of barriers to entry into this market structure

5.

Which characteristic of the U.S. free enterprise system creates the incentive to work, save, and invest?

a)

Social Security system

b)

Voluntary exchanges

c)

Private property ownership

d)

Consumer sovereignty

6.

One result of competition in a free enterprise system is

a)

fewer consumer choices

b)

lower prices for products

c)

steady wages and incomes

d)

improved safety conditions

7.

One of the benefits of the U.S. free enterprise system is the

a)

amount of choices for consumers

b)

guaranteed returns on investments

c)

lack of union participation by workers

d)

equal distribution of goods and services

8.

Which of the following is most characteristic of the U.S. free enterprise system?

a)

Government price controls

b)

Nationalization of energy companies

c)

Markets that respond to consumer demand

d)

Public ownership of the factors of production

9.

An expansionary period in the business cycle is distinguished by

a)

high inflation

b)

declining sales

c)

fewer excise taxes

d)

low unemployment

10.

High levels of unemployment combined with high levels of inflation could indicate that the business cycle has entered into a period of

a)

recession

b)

stagflation

c)

expansion

d)

investment

11.

In the U.S. free enterprise system one of the primary roles of the government is to

a)

employ a majority of the workforce

b)

guarantee that investors profits are secure

c)

ensure the safety of products through regulation

d)

provide new sources of funding for technology start ups

12.

The Federal Reserve Act of 1913 created a banking system in the United States with the responsibility of —

a)

collecting of federal income taxes

b)

managing of interstate commerce

c)

enforcing of the Sherman Anti-trust legislation

d)

regulating of monetary policy in the United States

13.

Which of the following type of tax is collected by state and local governments but not by the federal government?

a)

Tariffs

b)

Sales tax

c)

Excise tax

d)

Income tax

14.

With a given amount of resources, a country with a comparative advantage will produce a product with

a)

decreased demand

b)

lower opportunity costs

c)

cheaper natural resources

d)

higher quality specifications

15.

Which of the following accounts for why countries specialize in particular trade products?

a)

Unequal distribution of resources

b)

Government regulations

c)

Variety in the types of economic systems

d)

Variation in the size of markets

16.

One of the primary functions of financial institutions in an economy is to

a)

offer incentives to businesses for investing

b)

prepare taxes for individuals and businesses

c)

create investment portfolios for venture capitalists

d)

provide access to financial capital for people and businesses

17.

One of the benefits of home ownership includes

a)

paying property taxes

b)

funding large capital outlays

c)

purchasing insurance

d)

building equity

18.

A long-term cost of owning a home includes

a)

income taxes

b)

buying furniture

c)

landscaping upkeep

d)

insurance payments

19.

One cost consideration made when purchasing personal property, such as a car would be

a)

asset value of the property

b)

maintenance of the property

c)

time spent viewing the property

d)

potential co-owners of the property

20.

Recently the price of a popular perfume has increased by $10. How will the price change likely affect the quantity demanded and supplied in the short run?

a)

Supply will stay the same, and quantity demanded will increase.

b)

Quantity supplied will decrease, and quantity demanded will increase.

c)

Quantity supplied will increase, and quantity demanded will decrease.

d)

Quantity supplied will increase, and demand will stay the same.

21.

Which of the following is a basic characteristic of all economic systems?

a)

Price controls

b)

Wage incentives

c)

Small business owners

d)

Distribution of goods and services

22.
  • -One seller

  • -Complete barriers to market entry

  • -No production differentiation

Which of the following is described by the characteristics listed above?

a)

oligopoly

b)

monopoly

c)

pure competition

d)

monopolistic competiton

23.

The basic idea of choice presents which of the problems in economics?

a)

Choice is a way of life.

b)

Decisions produce costs.

c)

Businesses can sell what they want.

d)

People get to decide what they want.

24.

Dell Software today announced the release of a fully localized Simplified Chinese version of Toad for Oracle. The new release marks the latest milestone for Dell Software’s flagship database development and management solution.

 

Press release, Dell, July 2014 www.dell.com (accessed July 24, 2014)

What basic economic question is addressed in the press release?

C

D

a)

How much to produce?

b)

For whom to produce?

c)

How to produce?

d)

What to produce?

25.

In what way does the event of the headline affect the circular flow model?

a)

Expenditures for households would decrease, but not for firms.

b)

Government expenditures and incomes would be offset.

c)

Firms and households would incur higher expenditures.

d)

Incomes for households and firms would increase.

26.

Which of the following best completes the diagram?

a)

Characteristics of Partnerships

b)

Characteristics of Corporations

c)

Characteristics of Free Enterprise

d)

Characteristics of Sole Proprietorships

27.

The U.S. government was given the authority to collect income taxes with the passage of the —

a)

Fourteenth Amendment

b)

Sherman Anti-trust Act

c)

Sixteenth Amendment

d)

Dodd-Frank Act

28.

As soon as practicable, the Secretary of the Treasury, the Secretary of Agriculture and the Comptroller of the Currency, acting as "The Reserve Bank Organization Committee," shall designate not less than eight nor more than twelve cities to be known as Federal reserve cities, and shall divide the continental United States, excluding Alaska, into districts, each district to contain only one of such Federal reserve cities. The determination of said organization committee shall not be subject to review except by the Board of Governors of the Federal Reserve System when organized: Provided, That the districts shall be apportioned with due regard to the convenience and customary course of business and shall not necessarily be coterminous with any State or States. The districts thus created may be readjusted and new districts may from time to time be created by the Board of Governors of the Federal Reserve System, not to exceed twelve in all. Such districts shall be known as Federal reserve districts and may be designated by number.

 

Federal Reserve Act, 1913 

The Federal Reserve System designed in the manner described above resulted in the creation of—

a)

a decentralized system of banks

b)

new methods for printing money

c)

reserve bank satellite locations

d)

one large depository for U.S. currency

29.

Which of the following accurately completes the graphic?

a)

Types of money

b)

Functions of money

c)

Characteristics of money

d)

Federal Reserve notes

30.

The introduction of new manufacturing technologies generally affects economic growth by —


a)

creating safer work environments


b)

increasing the productivity of labor


c)

restricting growth because of the additional expense


d)

stopping production while workers learn the new technology


31.

Recently, the government announced that it would discontinue the production of a particular military aircraft. How will this decision affect the circular flow model?


a)

There will be an increase in unemployment resulting in the creation of new types of jobs.


b)

There will be a shift of government spending to the production of alternative products.


c)

There will be a reduction in the income of households resulting in reduced purchasing power.


d)

There will be an increase in the product market because aircraft makers will be more efficient.


32.

Which scenario is an example of how resource markets can affect the price of consumer goods?


a)

An online store raises the price of a popular item.


b)

A state government raises the sales tax on clothing.


c)

Miguel buys the ingredients for his dinner in a grocery store.


d)

Orange juice prices increase after a natural disaster destroys farmland.


33.

One way the Federal Reserve can counter unemployment and stimulate spending is by —


a)

selling securities


b)

decreasing the discount rate


c)

tightening monetary policies


d)

increasing the reserve requirement


34.

What is the relationship between scarcity and decision making in economics?


a)

Consumers are more likely to choose goods and services that are scarce.


b)

When certain goods are scarce it complicates decision making.


c)

Individuals must choose how to use scarce resources to satisfy their wants.


d)

When resources are scarce the government will prioritize certain goods to influence decision making.


35.

One advantage to using a debit card is that it allows the user to —


a)

build a strong credit score


b)

repay credit card debts faster


c)

access currency without carrying cash


d)

purchase goods without having any money


36.

The introduction of new manufacturing technologies generally affects economic growth by —


a)

creating safer work environments


b)

increasing the productivity of labor


c)

restricting growth because of the additional expense


d)

stopping production while workers learn the new technology


37.

What is the relationship between scarcity and decision making in economics?


a)

Consumers are more likely to choose goods and services that are scarce.


b)

When certain goods are scarce it complicates decision making.


c)

Individuals must choose how to use scarce resources to satisfy their wants.


d)

When resources are scarce the government will prioritize certain goods to influence decision making.


38.

The production possibility curve (PPC) shows the productive capacity of a country that produces only cars and apples.


What does point A on the PPC represent?


a)

The country is lacking in resources.


b)

The country is using its resources effectively.


c)

The country is producing more cars than apples.


d)

The country is producing more than allocative efficiency.


39.

What MOST LIKELY caused the difference between quantity supplied and quantity demanded as indicated by the line P1 in the market graph above?


a)

A large department store discounted the price of clothing.


b)

the cost of cotton used to produce the shirts increased.


c)

A popular fashion magazine announced that dress shirts are the latest trend.


d)

The government introduced a price floor to protect clothing firms from foreign competition.


40.

Loans that are obtained by offering an asset to guarantee repayment of the loan are considered —


a)

default loans


b)

secured loans


c)

unsecured loans


d)

repossession loans