Conventional banks operate solely on weekdays, while Islamic banks conduct transactions exclusively on weekends.

Conventional banks requiring formal suits and Islamic banks enforcing a uniform of Hawaiian shirts and flip-flops.

Islamic banks have a policy of conducting meetings in a secret language known only to bank staff, while conventional banks communicate openly in standard business jargon.

Islamic banks receive profits instead of interest

All of the above

To influence the credit situation to the advantage of the country

To promote monetary stability and a sound financial structure

To issue currency and keep reserves safeguarding the value of the currency

To give hibah (gift) to their customers

Safekeeping arrangement where a person deposits money with another party, and the party agrees to safeguard and protect the deposited funds

To act as a partnership between capital owner and entrepreneur to do business

To release any withdrawals made by the customer itself or by the third party through cheques payments

To share profits based on the agreed pre-determined profit sharing ratio

To act as a banker and financial adviser to the Government

To buy and sell protection against event risks as well as financial risks

To determine profit gain through commodity transaction

Practice mutual risk and profit sharing

Operate based on the principle of Islamic law

Ensure fairness and transparency for all transactions

All of the above

All of the above

To have a well-developed market for risk trading

To offer competent and solid money and capital market

To help in the reduction of information and provisional costs

Reduction of information and provisional cost

Offers efficient and liquid money and capital markets

Stimulate economic growth and development

Facilitate efficient financial intermediation

For customers to determine profit gain through commodity murabahah transaction

For customers to receive profits instead of interest

For customers to act as a partnership between capital owner and entrepreneur to do business

For customers that have excess fund to keep

To act as a partnership between capital owner and entrepreneur to do business

To safe-keep the money for daily expenses and future expenditures

To release any withdrawals made by the customer itself or by the third party through cheques payments

To determine profit gain through commodity murabahah transaction

i, ii and iii

i, ii, and iv

i, iii and iv

ii, iii and iv

Bank Islam Berhad

CIMB Islamic Berhad

Lembaga Tabung Haji

Maybank Islamic Berhad

CIMB Bank

Bank Rakyat

Bank Islam

Hong Leong Bank

i and ii

ii and iii

i and iii

ii and iv

Bank Islam Malaysia

CIMB Islamic Bank

Securities Commission

Central Bank of Malaysia

i and ii

i and iii

ii and iii

ii and iv

Current Account