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WorksheetsTest Questions
Total questions: 10
Worksheet time: 5mins
FCRA allows you to opt-out of receiving credit card promotions based on your credit history.
True
False
Bankruptcy can stay on your credit report for only 5 years.
True
False
How often can you get a free credit report?
3 times a year
B. After you get your paycheck
Once a year annually
Every 2 weeks
Typically, how long is a late payment allowed to stay in your credit report?
7 Years
A month
10 days
7 days
The credit bureaus can no longer ask for a credit report identification number when you report a dispute.
True
False
What are 3 situations that the credit bureaus would have to provide you with an additional free report?
If you are on welfare
If you have been a victim of identity theft
f your credit report contains inaccurate information resulting from identity theft
All of the above
If you find an error in your credit report and are able to prove it, what is the amount of time the credit bureau has to fix it?
One year
30-45 days
10 days
5 months
What information is legally required to be given to you when denied an apartment?
The landlords name
Their address and credit score
Their social security number
Only answers A and B
Why would someone want to put a ‘red flag’ on their own credit report?
If you think your information has been compromised
Just because you want to
To get a free credit report
You want a higher credit score
Why might a company ask to see your credit report? Choose all that apply
Car loan
Buying a dog
Buying clothes
House loan
