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Economics 10th grade

Total questions: 100

Worksheet time: 25hrs 0mins

Name
Class
Date
1.

Which of the following best describes wants?

a)

limited and ever changing

b)

unlimited and ever changing

c)

limited and never changing

d)

unlimited and never changing

2.

Into what four categories do economist divide factors of production

a)

land, labor, capital, and entrepreneurship

b)

land, labor, money, and entrepreneurship

c)

resources, labor, capital, entrepreneurship

d)

resources, labor, money, and entrepreneurship

3.

What does the saying "There is no such thing as a free lunch" mean?

a)

some things cost nothing

b)

most things cost nothing

c)

most things cost something

d)

everything costs something

4.

Which of the following involves using resources to produce the maximum amount of goods and services?

a)

utilization

b)

underutilization

c)

efficiency

d)

overefficiency

5.

Which of the following would macroeconomics study?

a)

a general rise in prices

b)

a decline in coffee prices

c)

the success rate of sandwich shops

d)

the work habits of students

6.

Who wrote The Wealth of Nations?

a)

Alexander Hamilton

b)

Thomas Malthus

c)

Karl Marx

d)

Adam Smith

7.

A person who makes goods or provides services is called a?

a)

consumer

b)

customer

c)

provider

d)

producer

8.

An example of underutilization is producing?

a)

as many muffins and widescreen televisions as the economy is capable of making

b)

fewer muffins and widescreen televisions than the economy is capable of making

c)

more muffins and fewer widescreen televisions

d)

fewer muffins and more widescreen televisions

9.

A microeconomist would study?

a)

a general decline in prices

b)

a rise in tea prices

c)

the ups and downs of business cycle

d)

the impact of national tax policies

10.

Adam Smith argued that a nation would be wealthier if it engaged in?

a)

mercantilism

b)

free trade

c)

state-controlled mercantilism

d)

state-controlled trade

11.

The way a society uses scarce resources to satisfy its people's unlimited wants is called an economic?

a)

system

b)

utility

c)

incentive

d)

grid

12.

Absolute loyalty to the people in the power is required by a?

a)

traditional system

b)

socialist system

c)

authoritarian system

d)

market system

13.

Between 1867 and 1894, Karl Marx published a 3-volume study called?

a)

The Communist Manifesto

b)

Capital

c)

The Wealth of Nations

d)

Laissez Faire

14.

The government owns some, but not all, factors of production in a?

a)

authoritarian system

b)

communist system

c)

pure market system

d)

socialist system

15.

With voluntary exchange, a buyer and seller agree to do business together?

a)

only for the benefit of the seller

b)

only for the benefit of the buyer

c)

for the mutual benefit of both

d)

for the benefit of neither

16.

In a market economy, the real power in the market place is held by the

a)

producer

b)

seller

c)

government

d)

consumer

17.

A circular flower model shows how?

a)

all interactions occur in a market economy

b)

some interactions occur in a market economy

c)

all interactions occur in a traditional economy

d)

some interactions occur in a traditional economy

18.

An advantage of a pure market economy is that it?

a)

has mechanisms for providing public goods

b)

allows local communities to set their own economic development

c)

provides security to those who are not economically productive

d)

prevents unequal distribution of wealth

19.

Global financial transactions have been made quick, inexpensive, and easy by?

a)

computer linkages

b)

telegraph linkages

c)

shipping linkages

d)

radio linkages

20.

The situation where women tend crops and raise children while men hunt is often found in a?

a)

mixed economy

b)

market economy

c)

command economy

d)

traditional economy

21.

Profit is determined by subtracting the costs of?

a)

marketing a product from the revenue gained by selling it

b)

producing a product from the revenue gained by marketing it

c)

producing a produce from the revenue gained by selling it

d)

selling a product from the revenue gained by producing it

22.

In a circular flow model of a modified free enterprise system, the government is typically placed?

a)

in the center

b)

on the left side

c)

on the right side

d)

at the top

23.

In the marketplace, producer are looking to?

a)

buy goods for personal use

b)

earn a profit

c)

find incentives

d)

find the latest fad

24.

Producers determine the allocation of scarce resources by seeking?

a)

incentives and responding to consumer votes on a product

b)

incentives and responding to all open opportunites

c)

profits and responding to consumer votes on a product

d)

profits and responding to all open opportunity

25.

The money left after production costs are subtracted from revenue is called?

a)

free rider

b)

profit

c)

subsidy

d)

scarcity

26.

A person who does not pay for a service by benefits from it is called a?

a)

free consumer

b)

free rider

c)

investment risk

d)

subsidy risk

27.

An externality is a side effect of a transaction that affects?

a)

both the producer and the buyer

b)

someone other than the buyer and producer

c)

the buyer but not the producer

d)

the producer but not the buyer

28.

Government programs that protect people from economic hardship are called a?

a)

free rider

b)

positive externality

c)

public safety net

d)

public subsidy

29.

A person who chooses to, and is free to, open a grocery store is participating in a?

a)

command economy

b)

centrally-planned economy

c)

free enterprise economy

d)

traditional economy

30.

A business based on a fad, such as pet rocks, is most likely to?

a)

have fluctuating profits, marked by quick increases and decreases

b)

have a slow, increase in profits over several years

c)

make quick, large profits which then drop dramatically

d)

take a sharp loss and go bankrupt within a year

31.

Which of the following restates the law of demand?

a)

When prices go down, demand increases; when prices go up, demand decreases.

b)

When prices go up, demand increases; when prices go down, demand decreases

c)

When prices go down, quantity demanded increases; when prices go up, quantity demanded decreases

d)

When prices go up, quantity demanded increases; when prices go down, quantity demanded decreases

32.

What is a demand curve?

a)

a table showing how much of a product an individual is willing and able to buy

b)

a table showing how much of a product a market is willing and able to buy

c)

a graph showing how much of a product an individual is willing and able to buy

d)

a graph showing how much of a product a market is willing and able to buy

33.

If quantity demanded changes significantly when price changes, how is demand described?

a)

elastic

b)

inelastic

c)

constant

d)

inconstant

34.

Which of the following categories is most likely to have inelastic demand?

a)

goods that have many substitutes

b)

goods that have many complements

c)

goods that have no substitutes

d)

goods that have no complements

35.

What two factors are necessary for demand?

a)

desire for a good or services and its availability in the market

b)

desire for a good or services and the ability to pay for it

c)

the availability of a good or service and the ability to pay for it

d)

familiarity with a good or service and the desire to pay for it

36.

What is a market demand curve?

a)

a table showing how much of a product a market is willing and able to buy

b)

a table showing how much of a product a market is willing and able to buy

c)

a graph showing how much of a product an individual is willing and able to buy

d)

a graph showing how much of a product a market is willing and able to buy

37.

Which of the following describes a demand curve?

a)

it is a horizontal line

b)

it slopes downward from left to right

c)

it slopes downward from right to left

d)

it is bow-shaped

38.

Which economic concept is defined as the measure of how responsive consumers are to price change?

a)

consumer expectation

b)

consumer taste

c)

decreasing marginal utility

d)

elasticity of demand

39.

A factory closes, laying off hundreds of workers, and consumer spending in the town falls. What factor is affecting demand?

a)

consumer expectation

b)

consumer taste

c)

income

d)

substitutes

40.

Skiers flock to a town in the Rockies in January, and restaurant business booms. What factor is affecting demand?

a)

income

b)

market size

c)

consumer taste

d)

substitutes

41.

The desire and ability to produce and sell a product is?

a)

demand

b)

production

c)

profit

d)

supply

42.

A supply schedule is a?

a)

table showing how much of a product someone is willing and able to buy

b)

graph showing how much of a product someone is willing and able to buy

c)

table showing how much of a product someone is willing and able to sell

d)

graph showing how much of a product someone is willing and able to sell

43.

Supply curves are created using the assumption that all economic factors remain constant except?

a)

demand

b)

elasticity

c)

price

d)

production

44.

What is an excise tax?

a)

a tax on the removal of toxic material

b)

a tax on goods that are exported to another country

c)

a tax on the production of sale or specific goods or services

d)

a tax on the purchase of goods or services from overseas

45.

What is it called when government controls business behavior through rules or laws?

a)

duty

b)

inspection

c)

regulation

d)

subsidy

46.

Elasticity of supply measures how responsive?

a)

consumers are to price change

b)

government is to price change

c)

producers are to price change

d)

workers are to price change

47.

Which of the following examples demonstrates elastic supply?

a)

The price of submarine sandwiches rises 50 percent, the quantity supplies by the deli rises 30 percent

b)

Gasoline prices rise from $1,50 to $3,00 a gallon, and refineries increase production 10 percent

c)

Nurseries cut the price of rose bushed in half, but because the bushes are two years old, supply remains fixed

d)

A CD fails to be a hit, stores discount it by 30 percent, and the recording company lowers production by 50 percent.

48.

What is the most common reason for supply to be inelastic?

a)

the difficulty of changing the amount produced

b)

the lack of competition among producers

c)

the amount of government regulation

d)

the lack of demand among consumers

49.

According to the law of supply, when prices increase?

a)

demand increases

b)

quantity demanded increases

c)

supply increases

d)

quantity supplied increases

50.

The change in total output that results from hiring one additional worker is called?

a)

marginal cost

b)

marginal labor

c)

marginal product

d)

marginal revenue

51.

The situation in which the quantity supplied of a good at a particular price is equal to the quantity demanded at that price is called?

a)

market equilibrium

b)

market disequilibrium

c)

market shortage

d)

market surplus

52.

The two curves of a market demand and supply graph intersect at?

a)

one point

b)

two points

c)

three points

d)

four points

53.

The result of quantity supplied being greater than quantity demanded is called?

a)

equilibrium

b)

rationing

c)

surplus

d)

shortage

54.

The result of the quantity demanded being greater than the quantity supplied is called?

a)

equilibrium

b)

rationing

c)

surplus

d)

shortage

55.

The twin desires of making the highest profit and luring customers away from rival producers often results in?

a)

competitive demands

b)

competitive needs

c)

competitive pricing

d)

competitive rationing

56.

In the price system, incentives encourage producers to act in certain ways consistent with?

a)

the consumer's best interest

b)

the government's best interest

c)

their competitor's best interest

d)

their own best interest

57.

A price ceiling can cause?

a)

an equilibrium

b)

rationing

c)

a shortage

d)

a surplus

58.

Minimum wage is an example of?

a)

an equilibrium

b)

rationing

c)

a price ceiling

d)

a price floor

59.

A system in which the government allocates goods and services using factors other than price is called?

a)

the black market

b)

rationing

c)

subsizing

d)

transfer payment

60.

The illegal buying and selling of goods in violation of price controls is called?

a)

the black market

b)

the equilibrium market

c)

rationing

d)

smuggling

61.

An economic model that allows economists to examine competition among businesses in the same industry is called?

a)

ideal model

b)

market structure

c)

imperfect competition

d)

perfect competition

62.

A product that consumers consider identical to other products in the same market is called a?

a)

bargain product

b)

monopoly product

c)

ideal product

d)

standardized product

63.

A characteristic of perfect competition is when?

a)

buyers can join with other buyers to influence prices

b)

sellers are restricted from entering a market

c)

no one seller or buyer has control over price

d)

sellers offer products in the same market that are different

64.

A business that accepts the market price set by the interaction of supply and demand is called a?

a)

price benefactor

b)

price competitor

c)

price seller

d)

price taker

65.

A characteristic of imperfect competition is when?

a)

sellers join together to influence prices

b)

sellers are free to exit the market

c)

sellers cannot join with other sellers to influence prices

d)

sellers offer a standardized product

66.

A market structure in which many sellers offer similar, but not standardized, products to consumers is called?

a)

focused competition

b)

monopolistic competition

c)

oligopolistic competition

d)

perfect competition

67.

The effort to distinguished a product from similar products is called?

a)

product competition

b)

product differentiation

c)

product distraction

d)

product standardization

68.

In a market economy with imperfect competition sellers?

a)

are always well-informed of market conditions

b)

never have any control over price

c)

offer only standardized products

d)

sometimes join with other sellers to influence prices

69.

A monopoly that exists because a firm controls an invention is called a?

a)

geographic monopoly

b)

government monopoly

c)

natural monopoly

d)

technological monopoly

70.

Using advertising to try to convince customers to buy one product rather than another is a form of?

a)

antitrust competition

b)

focus competition

c)

monopolistic competition

d)

nonprice competition

71.

Which of the following are characteristics of sole proprietorships?

a)

limited life and limited liability

b)

limited life and unlimited liability

c)

unlimited life and unlimited liability

d)

unlimited life and limited liability

72.

What is a general partnership?

a)

a business in which one partner acts as the general manager

b)

a business in which the partners share management and liabilities

c)

a business in which at least one partner is not involved in management and is liable only for his or her investment

d)

a business in which none of the partners is responsible for the debts or liabilities of the other partners

73.

Which business is most likely to be a limited liability partnership?

a)

a resturaunt

b)

a clothing store

c)

a doctor's office

d)

a beauty salon

74.

What is one of the biggest disadvantages of partnership?

a)

increased liability

b)

decreased resources

c)

more government oversight

d)

potential for conflict between partners

75.

Which of the following is a major advantage of owning a franchise?

a)

having complete control over product

b)

being free from all oversight

c)

selling a product that consumers know

d)

decorating your business the way you want

76.

What is a typical requirement of a consumer cooperative?

a)

paying a membership fee

b)

working without a salary

c)

paying a licensing fee

d)

maximizing profit

77.

A group of city leaders to raise funds for a museum to honor the city's founder. What type of organization will they use for this purpose?

a)

a consumer cooperative

b)

a service cooperative

c)

a producer cooperative

d)

a nonprofit organization

78.

What is the term for a business that is co-owned by two or more people who agree on how responsibilities, profits, and losses will be divided?

a)

partnership

b)

general partnership

c)

limited partnership

d)

limited liability partnership

79.

Which of the following is a disadvantage of partnership but not of sole proprietorship?

a)

unlimited liability

b)

potential for conflict

c)

limited life

d)

much stricter regulations

80.

What is it called when companies that produce the same product merge?

a)

horizontal merger

b)

vertical merger

c)

conglomerate

d)

multinational corporation

81.

The price of labor is called?

a)

costs

b)

demands

c)

rates

d)

wages

82.

The knowledge and skill that enable workers to be productive is called?

a)

human capital

b)

talent capital

c)

human supply

d)

talent supply

83.

Unseen barriers to career advancement are called?

a)

the crystal umbrella

b)

the glass ceiling

c)

the invisible roof

d)

the transparent roof

84.

The lowest rate legally allowed for one hour of work is called?

a)

lowest salary

b)

lowest wage

c)

minimum wage

d)

minimum salary

85.

The practice of foreign companies establishing operations in the United States is called?

a)

globalization

b)

insourcing

c)

reinvestment

d)

telecommuting

86.

Work that is temporary or part-time is called?

a)

contingent employment

b)

outsourcing employment

c)

secondary employment

d)

tertiary employment

87.

The civilian labor force includes people aged 16 or older who are?

a)

actively looking for a job

b)

in prison

c)

in the military

d)

no available for work

88.

The wage at which the number of workers needed equals the number of workers available is called?

a)

the balanced wage

b)

the fair wage

c)

the equilibrium wage

d)

the minimum wage

89.

Wage rates are determined by?

a)

supply and demand

b)

the number of available jobs

c)

the number of available workers

d)

the unemployment rate

90.

The practice of contracting with an outside company to provide goods or services is called?

a)

contract sourcing

b)

foreign sourcing

c)

outsourcing

d)

tertiary sourcing

91.

For what purpose was the First Band of the United States created?

a)

lend gold and silver to the state banks to back their currencies

b)

promote financial policies that favored merchants over farmers

c)

issue a national currency and take over state banks

d)

issue a national currency, control the money supply, and lend money

92.

From 1836 to 1863, there was no national oversight of banking. What was the result?

a)

prosperity for people who invested in state banks

b)

mergers between state banks

c)

financial panics and economic instability

d)

stricter controls of banking by states

93.

What is the purpose of the Federal Reserve System?

a)

to store the gold and silver reserves that back U.S. currency

b)

to provide federal insurance to safeguard the deposits in banks

c)

to make loans to banks, issue currency, and regulate the money supply

d)

to deregulate banks and savings and loans institutions

94.

The two original purposes of savings and loans were to take savings deposits and provide?

a)

home mortgage loans

b)

business loans

c)

car loans

d)

education loans

95.

A mortgage allows a consumer to?

a)

store money in a bank for a set number of years

b)

purchase a house without paying the whole value up front

c)

store important papers in a locked box in the bank's vault

d)

buy goods with a card that immediately deducts the payment from an account

96.

One of the economic properties of money is?

a)

divisibility

b)

durability

c)

scarcity

d)

uniformity

97.

One of the physical properties of money is?

a)

acceptability

b)

portability

c)

scarcity

d)

stability of value

98.

The First Bank of the United States was created by?

a)

Alexander Hamilton

b)

Andrea Jackson

c)

Thomas Jefferson

d)

James Madison

99.

Wildcat banks were banks?

a)

in remote areas that issued bank notes of questionable value

b)

in frontier regions that were used mostly by trappers and traders

c)

that tried to take the federal bank's business by issuing cheaper bank notes

d)

that preyed on and took over smaller banks

100.

One of the advantages of bank mergers is?

a)

more bank branches

b)

more choices for consumers

c)

less bank involvement in community

d)

competition from foreign banks