WorksheetsBaroda Mortgage Loan Quiz
Total questions: 16
Worksheet time: 8mins
What is the minimum loan amount we can sanction under BML to individuals ?
1.00 lac
2.00 lacs
3.00 lacs
5.00 lacs
None of above
Who is not eligible to avail Baroda Mortgage Loan to non-individuals?
Private Ltd. Company
Limited Liability Partnership
Public Limited Company
HUF
Maximum Repayment Period of term loan sanctioned under BML scheme is
5 Years
7 Years
15 Years
None of the Above
Maximum limit under scheme Baroda Mortgage Loan is
25 Lac for Rural/ 5.00 crore for SU Branches
10 Crore for Metro Branches
Rs. 5.00 crore for Urban branchs
All the above
Scheme code of Baroda Mortgage Overdraft facility to individual is :
OD016
OD017
OD018
OD019
Sanctioning authority upto Grade/ Scale III are authorized to sanction facility upto ---
Rs. 100 lacs
Rs. 75 lacs
Rs. 50 lacs
Rs 25 lacs
What is the minimum loan amount we can sanction under BML to non-individuals?
Rs. 1.00 lac
Rs. 2.00 lacs
Rs. 3.00 lacs
Rs. 5.00 lacs
Scheme code of Baroda Mortgage Overdraft facility to non - individual is:
OD026
OD027
OD028
OD029
In Baroda loan to non individuals, fresh sanctions will be in the form of
TL
DL
Overdraft
All of the Above
Minimum Turnover of the firm as per last ABS should be in BML to non individuals?
50 lacs
75 lacs
100 lacs
200 lacs
The following individuals stand as co-applicant/guarantor
In partnership firm, all partners
In case of Company promoter directors/share holders having share holding 20% and above
Both a and b
Can not become co-applicant/guarantor
The deviation power for the cibil score in BML to non-individuals if the score is below 650 rests with
Sanctioning authority
RMCC
COGM
ZOCC
Margin requirement of the immovable industrial property in BML to non-individuals is --
40% of market value of the property
40% of the realisable value of the property
50% of market value of the property
50% of realisable value of the property
Term Loan duration and morotorium under BML is upto and ?
15 years and 6 months
15 years and 3 months
12 years and 6 months
12 years and 3 months
The maximum unified charges payable is 1.50 lacs which includes: (i) Processing chgs (ii) documentation chgs , document verification (iii) Pre - sanction , one time post sanction (iv) ITR verification
(i)
(i) and (ii)
(i),(ii) and (iii)
(i),(ii),(iii) and (iv)
Who is not eligible for BML to individuals?
Resident
Staff
Non-resident
All are eligible
