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How much do I need to retire?

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What is the commonly quoted figure for retirement based on?

a)

Financial advisor recommendations

b)

Government pension amounts

c)

ASFA's retirement standard

d)

The average savings of retirees

2.

How much does ASFA estimate a couple needs annually for a comfortable lifestyle?

a)

$44,000

b)

$41,000

c)

$28,000

d)

$63,000

3.

What is the estimated savings needed for a comfortable retirement for a single person according to ASFA?

a)

$545,000

b)

$500,000

c)

$400,000

d)

$640,000

4.

What are the three important factors to consider when calculating your retirement number?

a)

Number of dependents, current age, job stability

b)

Healthcare costs, inflation rate, stock market trends

c)

Current savings, debt, annual income

d)

Annual cost of lifestyle, retirement age, life expectancy

5.

What is the life expectancy for women in Australia according to the Australian Bureau of Statistics?

a)

85 years

b)

81 years

c)

90 years

d)

78 years

6.

How much would you need to fund a retirement lifestyle costing $40,000 a year for 20 years?

a)

$800,000

b)

$600,000

c)

$1,000,000

d)

$500,000

7.

What can help you retire stronger even if you choose to retire early?

a)

Winning the lottery

b)

Working longer, even part-time

c)

Inheriting money

d)

Investing in stocks

8.

At what age does ASFA suggest people typically aim to retire to achieve a comfortable lifestyle?

a)

55 years

b)

60 years

c)

65 years

d)

70 years

9.

What percentage of your pre-retirement income is considered adequate for maintaining a comfortable lifestyle in retirement according to financial experts?

a)

50-60%

b)

60-70%

c)

70-80%

d)

80-90%

10.

Which investment option is generally considered the safest for retirement savings?

a)

Stocks

b)

Bonds

c)

Real Estate

d)

Government Securities