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Unit 1+ 2 Study Guide - Economics and Personal Finance

Total questions: 60

Worksheet time: 33mins

Name
Class
Date
1.

What is the Study of Economics?

a)

How individuals, businesses, and nations make choices on how to use scarce resources to satisfy their needs

b)

How individuals and nations make choices on how to use resources to satisfy their needs

c)

How to make money

d)

How making money effects you

2.

What is the Basic Problem of Economics?

a)

Cost

b)

Unemployment

c)

Scarcity

d)

Money

3.

What Are the 4 Factors of Production?

a)

Land

b)

Labor

c)

Capital

d)

Entrepreneurship

e)

Wants

4.

What is a Marginal Benefit?

a)

The benefit of removing an extra unit

b)

The benefit of selling something

c)

The benefit of buying something

d)

The benefit of adding an extra unit

5.

What Do Businesses Give to Factories

a)

Market with goods

b)

Jobs

c)

Workers

d)

Goods

6.

What Do Factories Give to Consumers?

a)

Jobs

b)

Items to sell

c)

Jobs + items to sell

d)

Workers

7.

What Do Consumers Give to the Government?

a)

Jobs

b)

Workers

c)
Taxes
d)

Services

8.

What Does the Government Give to Businesses?

a)

Tax breaks

b)

Incentives

c)

Fines

d)

Loans

9.

What Do Consumers Give to Factories?

a)

Buyers

b)

Market

c)

Workers

d)

Goods

10.

What Do Factories Give to Businesses?

a)

Workers

b)

Goods

c)

Protection

d)

Taxes

11.

What Do Businesses Give to the Government?

a)

Taxes

b)

Goods

c)

Services

d)

Market

12.

What Does the Government Give to Consumers?

a)

Protection

b)

Services

c)

Welfare

d)

Obamacare

13.

What Is a Command Economy & the Types of Government Associated with it?

a)

The Government Controls All - Dictators

b)

The Government Controls All - Democracy

c)

The Government a little - Dictators

d)

The Government Controls a Little - Democracy

14.

What is a Traditional Economy?

a)

A Traditional Economy is an economic system based on customs, traditions, and beliefs that shape the goods and services produced

b)

A Traditional Economy is an economic system that prioritizes individual profit over community well-being

c)

A Traditional Economy is an economic system where the government controls all production and distribution

d)

A Traditional Economy is an economic system based on modern technologies and innovations

15.

What Are the 3 Economic Questions?

a)

WHAT goods and services should be produced to meet consumer needs?

b)

WHY should goods and services be produced

c)

HOW should they be produced and WHO should produce them

d)

WHO should receive goods and services

16.

What Is a Mixed Economy?

a)
A mixed economy is an economic system that combines elements of both anarchy and monarchy.
b)
A mixed economy is an economic system that combines elements of both democracy and dictatorship.
c)

A mixed economy is an economic system that incorporates the characteristics of different systems.

d)
A mixed economy is an economic system that combines elements of both communism and feudalism.
17.

What Is a Market Economy?

a)

A market economy is an economic system where decisions are made by businesses, not the Government.

b)
A market economy is an economic system where prices are fixed by the government and not determined by supply and demand.
c)
A market economy is an economic system where there is no private ownership of resources.
d)
A market economy is an economic system where decisions are made by the government without considering supply and demand.
18.

What Are Incentives?

a)
Incentives are punishments for undesirable behaviors.
b)

Incentives are rewards offered to persuade people to take certain economic actions.

c)
Incentives are unrelated to encouraging behaviors.
d)
Incentives are only given to those who do not need encouragement.
19.

What Is the Elasticity of Demand?

a)

Price Up - Demand Down

b)

Price Up - Demand Up

c)

Price Up - No Change

d)

No Change - Demand Up

20.

What Is the Inelasticity of Demand?

a)

Price Up - Demand Down

b)

Price Up - Big Change

c)

Price Up - Little Change

d)

Price Down - Demand Up

21.

What Are Some of the Factors of Demand?

a)

Change in Price

b)

Number of Consumers

c)

Complementary Goods

d)

Consumer Expectation

22.

What Are Some of the Factors of Supply?

a)

Government Policies

b)

Cost of Production

c)

Technology Changes

d)

Number of Producers or Sellers

e)

Producer Expectations

23.

What is the Law of Diminishing Return?

a)

More money invested = More gain

b)

More money invested = Less gain

c)

Less money invested = More gain

d)

Less money invested = Less gain

24.

What is the Law of Demand?

a)

High Price = Low Demand

b)

High Price = High Demand

c)

Low Price = Low Demand

d)

Low Price = High Demand

25.

What is the Law of Supply?

a)

Higher Supply = Higher Price

b)

Lower Supply = Lower Price

c)

Higher Price = Higher Supply

d)

Higher Price = Lower Supply

26.

What is the Equilibrium Point?

a)

The Equilibrium Point is where supply equals demand.

b)
The Equilibrium Point is where supply exceeds demand.
c)
The Equilibrium Point is where price equals cost.
d)
The Equilibrium Point is where quantity demanded is zero.
27.

What is a Shortage?

a)

Shortage is a short-term deficit of a good.

b)
Shortage is when demand is equal to supply.
c)
Shortage is when there is a balance between supply and demand.
d)
Shortage is when supply exceeds demand.
28.

What is a Surplus?

a)
A balanced amount of something, where supply equals demand.
b)
A shortage of something, where demand exceeds supply.
c)

When extra goods are produced.

d)
An outdated term used in economics.
29.

What is a Market?

a)

Where Goods are Exchanged

b)

Where Services are Exchanged

c)

Where People are Exchanged

d)

Where Jobs are Exchanged

30.

What is a Merger?

a)

When a company pays taxes

b)

When 2 companies merge into 1

c)

When 1 company splits into 2

d)

When a company hires employees

31.

What is the Order of the Business Cycle?

a)

Peak, contraction, recession, trough, expansion, recovery

b)

Peak, contraction, recession, expansion, recovery

c)

Peak, recession, contraction, expansion recovery

d)

Peak, recession, recovery, expansion, contraction

32.

What % is considered the Full Employment Rate

a)

5.5%

b)

Below 5.5%

c)

0%

d)

6%

33.

What is Cyclical Employment?

a)

Quit or fired and between jobs

b)

Seasonal working

c)

Unemployed because of a change in the Business Cycle

d)

Machine replacement

e)

Unqualified for a position

34.

What is Seasonal Employment?

a)

Quit or fired and between jobs

b)

Seasonal working

c)

Unemployed because of a change in the Business Cycle

d)

Machine replacement

e)

Unqualified for a position

35.

What is Frictional Employment?

a)

Quit or fired and between jobs

b)

Seasonal working

c)

Unemployed because of a change in the Business Cycle

d)

Machine replacement

e)

Unqualified for a position

36.

What is Structural Employment?

a)

Quit or fired and between jobs

b)

Seasonal working

c)

Unemployed because of a change in the Business Cycle

d)

Machine replacement

e)

Unqualified for a position

37.

What is Technological Employment?

a)

Quit or fired and between jobs

b)

Seasonal working

c)

Unemployed because of a change in the Business Cycle

d)

Machine replacement

e)

Unqualified for a position

38.

What is a Lagging Indicator?

a)

Measures the future with past data and determines its strength

b)

Measures the current market

c)

Measurement used to make immediate decisions

d)

Predicts future trends and events with past data

39.

What is a Leading Indicator?

a)

Measures the future with past data and determines its strength

b)

Measures the current market

c)

Measurement used to make immediate decisions

d)

Predicts future trends and events with past data

40.

GDP - Leading or Lagging

a)

Total value of everything a country produces within a time period - Leading

b)

Total value of everything produced in a year - Leading

c)

Total value of everything produced in a year - Lagging

d)

Total value of everything a country produces within a time period - Lagging

41.

Balance of Trade - Lagging or Leading

a)

When imports = exports - Lagging

b)

When a country imports more than it exports - Lagging

c)

When imports = exports - Leading

d)

When a country imports more than it exports - Leading

42.

Consumer Price Index (CPI) - Leading or Lagging

a)

Tracks changes in consumption - Leading

b)

Tracks changes in production - Leading

c)

Tracks changes in consumption - Lagging

d)

Tracks changes in production - Lagging

43.

Interest Rates - Lagging or Leading

a)

Car payments - Lagging

b)

Price paid on use of money - Lagging

c)

Price paid on use of money - Leading

d)

Car payments - Leading

44.

Producer Price Index (PPI) - Leading or Lagging

a)

Tracks changes in goods produced - Leading

b)

Tracks changes in goods produced - Lagging

45.

Stock Market - Lagging or Leading

a)

The Market of Stocks and Value - Leading

b)

The Market of Stocks and Value - Lagging

46.

Housing Prices - Leading or Lagging

a)

Sale of and the cost of construction used in houses - Leading

b)

Sale of and the cost of construction used in houses - Lagging

47.

Income & Wages - Lagging or Leading

a)

How much people make - Leading

b)

How much people make - Lagging

48.

Retail Sales - Lagging or Leading

a)

The types of and amount of things that consumers purchase - Leading

b)

The types of and amount of things that consumers purchase - Lagging

49.

Unemployment Rate - Leading or Lagging

a)

How many people are employed - Lagging

b)

How many people are employed - Leading

50.

What is Gross National Product (GNP)?

a)
Total value of all goods and services imported by a country
b)
Total value of all intermediate goods and services produced by a country's residents
c)

Total market value of final products and goods produced in a country during a period of time

d)
Total value of all goods and services produced by a country's government
51.

What is a Capital Gain?

a)

Purchasing land

b)

The profit made off of stocks

c)

The profit of a retail sale

d)

Inheriting land

52.

What is a Dividend?

a)

A dividend is a loan taken out by a corporation from its shareholders

b)

A dividend is a fee charged by a corporation to its shareholders

c)

A dividend is a tax paid by shareholders to the corporation

d)

A dividend is money paid to stockholders when the corporation makes money

53.

What is a Stock?

a)

A stock is a portion of a business that can be bought

b)

A stock is a type of clothing accessory worn on the feet

c)

A stock is a type of soup commonly consumed in winter

d)

A stock is a type of musical instrument used in orchestras

54.

What is a Stock Exchange

a)

Where stocks can't be traded

b)

Where stocks can be put into a bank

c)

Where stocks are traded

d)

An auction for stocks

55.

What is a Stock Index?

a)
A stock index is a type of currency
b)
A stock index is a type of bond
c)

A stock index is an index that tracks the top companies' stock value

d)
A stock index is a type of commodity
56.

What is Capital Loss?

a)
Capital loss is the increase in the value of an investment or asset when it is sold for more than the original purchase price.
b)

Capital loss refers to the money made when selling a stock

c)
Capital loss is the term used when an investment or asset retains its original value upon sale.
d)

Capital loss is the money lost when selling a stock

57.

What is Preferred Stock?

a)

Preferred stock is a type of stock that is issued by companies as they choose.

b)
Preferred stock is a type of stock that usually pays a variable dividend.
c)
Preferred stock is a type of stock that has priority over common stock in terms of liquidation.
d)
Preferred stock is a type of stock that carries voting rights.
58.

What is Common Stock?

a)

Common stock represents ownership in a partnership

b)

Common stock is a type of debt security

c)

Common stock is a stock that can be publicly purchased

d)

Common stock is a type of derivative security

59.

What is Fiscal Policy

a)
Fiscal policy refers to the management of personal finances
b)
Fiscal policy involves the regulation of international trade
c)
Fiscal policy is the control of interest rates by the government
d)

Fiscal policy is trying to create economic stability and growth with government spending and taxed

60.

What is Monetary Policy?

a)
Monetary policy is the process of managing fiscal policy
b)
Monetary policy involves regulating the stock market
c)
Monetary policy is focused on controlling inflation through government spending
d)

Monetary policy is regulating/controlling the amount of money in circulation