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Filing Your Taxes

Total questions: 19

Worksheet time: 10mins

Name
Class
Date
1.

What is the purpose of Form 1040?

a)

Reports mortgage interest if you own a home.

b)

Reports tuition payments if you're attending college.

c)

This form is used to file your taxes.

d)

Reports money a client paid you for freelance or contract work.

2.

What does Form 1098-T report?

a)

Interest earned on savings and investments.

b)

Dividends earned on investments.

c)

Tuition payments if you're attending college.

d)

Interest paid on student loans.

3.

Form 1099-MISC is used to report what type of income?

a)

Dividends earned on investments.

b)

Interest earned on savings and investments.

c)

Money a client paid you for freelance or contract work.

d)

Tuition payments if you're attending college.

4.

Which form reports dividends earned on investments?

a)

Form 1099-DIV

b)

Form 1099-INT

c)

Form 1099-MISC

d)

Form 1098

5.

What does a deduction represent in the context of taxes?

a)

A) A penalty added to your taxes

b)

B) A bonus added to your refund

c)

C) Money that can be subtracted from your income before taxes are calculated

d)

D) An additional charge based on your income level

6.

Why does everyone use deductions when calculating taxes?

a)

A) To increase the amount of taxes owed

b)

B) To avoid paying taxes altogether

c)

C) To help save on how much they owe in taxes

d)

D) Because it is optional and has no real impact

7.

What is the standard deduction amount for single filers?

a)

$27,700

b)

$13,850

c)

$10,000

d)

$30,000

8.

What is the standard deduction amount for joint (married) filers?

a)

$13,850

b)

$25,000

c)

$27,700

d)

$30,000

9.

Which of the following statements is true about the standard deduction?

a)

It is more complicated to file than itemized deductions.

b)

It is only available for married filers.

c)

It is used by most taxpayers and is the easiest to file.

d)

It is a fixed amount regardless of filing status.

10.

What type of deduction allows you to write off certain losses and expenses?

a)

Standard Deduction

b)

Itemized Deduction

c)

Fixed Deduction

d)

Variable Deduction

11.

What does it mean to "write off" in the context of taxes?

a)

To pay additional taxes

b)

To have a loss of income be subtracted from your owed taxes

c)

To ignore financial losses

d)

To invest in stocks and side hustles

12.

Which of the following might require an Itemized Deduction?

a)

Expenses from running a business

b)

Standard living costs

c)

Basic personal expenses

d)

Fixed salary income

13.

What can tax credits potentially do to your tax bill?

a)

Increase your tax bill significantly

b)

Have no effect on your tax bill

c)

Lower your tax bill, possibly to the point that your refund increases

d)

Automatically exempt you from paying taxes

14.

For what purposes are tax credits usually given?

a)

Only for education

b)

Only for starting a business

c)

For health care, adoptions, education, starting a business, etc.

d)

Solely for personal entertainment expenses

15.

What does it mean when the IRS audits your taxes?

a)

They are giving you a refund.

b)

They are updating your tax records.

c)

They are looking at your reports to make sure they are accurate.

d)

They are reducing the amount of taxes you owe.

16.

What can inaccuracies on your tax return result in?

a)

A quicker tax refund.

b)

No consequences.

c)

Rewards from the IRS.

d)

Fees and fines that add to the money you owe.

17.

How are audits typically conducted by the IRS?

a)

Only when there is a suspicion of fraud.

b)

At random.

c)

After every tax return is filed.

d)

By request of the taxpayer.

18.

For how many years can the IRS audit tax returns after the fact?

a)

1 year

b)

2 years

c)

3 years

d)

5 years

19.

How long should you hang on to your tax documents?

a)

At least 2 years.

b)

At least 3 years.

c)

At least 4 years.

d)

At least 5 years.