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Personal Finance Vocabulary Quiz #3

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

What is the term for the maximum amount that can be borrowed on a credit account?

a)

Gross Pay

b)

Net Pay

c)

Credit Limit

d)

Minimum Payment

2.

What is the term for the amount of money needed to maintain a certain lifestyle?

a)

Cost of Living

b)

Economic Stability

c)

Income Stream

d)

Spending Plan

3.

What is the term for the amount of money received after deductions?

a)

Credit Limit

b)

Savings Account

c)

Gross Pay

d)

Net Pay

4.

What is the term for managing money wisely and meeting obligations?

a)

Consumer Debt

b)

Financial Independence

c)

Financial Responsibility

d)

Withholding

5.

What is the term for the percentage charged for borrowing money?

a)

Minimum Payment

b)

Net Pay

c)

Interest Rate

d)

Cost of Living

6.

What is the term for a source of money received regularly?

a)

Gross Pay

b)

Income Stream

c)

Savings Account

d)

Spending Plan

7.

What is the term for the smallest amount required to pay on a debt?

a)

Interest Rate

b)

Net Pay

c)

Credit Limit

d)

Minimum Payment

8.

What is the term for a condition where finances are steady and predictable?

a)

Consumer Debt

b)

Economic Stability

c)

Financial Planning

d)

Cost of Living

9.

What is the term for total earnings before any deductions are taken out?

a)

Income Stream

b)

Net Pay

c)

Gross Pay

d)

Credit Limit

10.

What is the term for a plan for how money will be used each month?

a)

Economic Stability

b)

Spending Plan

c)

Financial Responsibility

d)

Savings Account

11.

What is the term for money owed for personal purchases?

a)

Consumer Debt

b)

Credit Limit

c)

Minimum Payment

d)

Net Pay

12.

What is the term for a bank account used to store money and earn interest?

a)

Gross Pay

b)

Spending Plan

c)

Income Stream

d)

Savings Account

13.

What is the term for money taken out of a paycheck for taxes?

a)

Withholding

b)

Net Pay

c)

Interest Rate

d)

Financial Planning

14.

What is the term for the process of setting goals and managing money?

a)

Financial Planning

b)

Consumer Debt

c)

Cost of Living

d)

Economic Stability

15.

What is the term for the ability to support oneself without assistance?

a)

Income Stream

b)

Savings Account

c)

Financial Responsibility

d)

Financial Independence