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Ch 2 VOCAB - Understanding Your Paycheck

Total questions: 16

Worksheet time: 8mins

Name
Class
Date
1.

The number of dependents a person has, which reduces the amount of taxes withheld from a paycheck, is called:

a)

deductions from total earnings

b)

Itemized deductions

c)

payroll taxes

d)

withholding allowances

2.

An increase in pay is called:

a)

reduce

b)

raise

c)

lower

d)

stabilize

3.

The same rate of taxation paid by all taxpayers, regardless of income level, is known as:

a)

social security tax

b)

progressive tax

c)

variable tax

d)

flat-rate tax

4.

Which tax contributes to retirement and disability benefits?

a)

Sales tax

b)

State Unemployment tax

c)

State Income tax

d)

Social Security tax

5.

What is anything of value that is offered or provided to employees in addition to wages; also known as fringe benefits?

a)

Customary benefits

b)

Intangible benefits

c)

Employee salaries

d)

Employee benefits

6.

What is the payment employees make for the cost of benefits called?

a)

Job expense

b)

post tax deductions

c)

withholding allowances

d)

pre-tax deduction

7.

Taxes paid by the employee and employer that are used to finance the federal Social Security and Medicare programs are called:

a)

Futa taxes

b)

Suta taxes

c)

FICA taxes

d)

State unemployment taxes

8.

What is the federal health insurance program for people over 65 years of age?

a)

Welfare

b)

Medicaid

c)

Blue Cross

d)

Medicare

9.

What type of tax increases its rate as a person's income increases?

a)

social security tax

b)

progressive tax

c)

universal tax

d)

payroll tax

10.

What is the term for any costs an employee has to pay because of the job he or she was hired to do?

a)

permit fees

b)

office overhead

c)

pre-tax deduction

d)

job expense

11.

What is the term for the amount something is worth in money alone?

a)

relative value

b)

monetary value

c)

functional value

d)

numismatic value

12.

What is the portion of earnings taxed when a person files his or her tax return called?

a)

net income

b)

taxable income

c)

gross income

d)

discretionary income

13.

What is the term for a child or other person whom an individual is supporting financially?

a)

dependent

b)

continuous

c)

avoidant

d)

independent

14.

What is the adjustment to income that comes after the adjusted gross income is determined called?

a)

depletion

b)

denotation

c)

inflation

d)

deduction

15.

What is the term for take-home pay?

a)

Net Pay

b)

Gross Earnings

c)

Pay Stub

d)

Gross Pay

16.

What is the term for payment given for taking on additional work duties or for completing work-related classes?

a)

Grant

b)

Wage

c)

Pension

d)

Stipend