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Ch 2 Vocab - Budgeting Basics

Total questions: 12

Worksheet time: 3hrs 0mins

Name
Class
Date
1.

Definition: a record that summarizes all of the income and outgo (spending) over a certain time period

a)

Irregular Income

b)

Intermittent expense

c)

budget

d)

cash-flow statement

2.

Definition: earnings based on a percentage of the sales made

a)

irregular income

b)

income

c)

commission

d)

budget

3.

Definition: income that comes in at different amounts or at different times, or both

a)

Irregular Income

b)

net Income

c)

variable expense

d)

gross Income

4.

Definition: expense that varies in dollar amount from month to month, but that you can expect to have every month

a)

Intermittent expense

b)

Variable expense

c)

Fixed expense

d)

Discretionary expense

5.

Definition: expense for things you don't need

a)

Variable expense

b)

Discretionary expense

c)

Intermittent expense

d)

Fixed expense

6.

Definition: a written plan for giving, saving, and spending

a)

Income

b)

Commission

c)

Gross income

d)

Budget

7.

A cash flow plan that assigns an expense to every dollar of your income, wherein the total income minus the total expenses equals zero.

a)

zero-based budget

b)

net income

c)

irregular income

d)

variable expense

8.

Expense that remains the same from month to month.

a)

discretionary expense

b)

variable expense

c)

intermittent expense

d)

fixed expense

9.

Money received for work, as a gift, or through investments.

a)

income

b)

budget

c)

tastes

d)

profit

10.

What a person earns after payroll taxes and other deductions are taken out; often referred to as take-home pay.

a)

Irregular Income

b)

Gross Profit

c)

Net Income

d)

Gross Income

11.

Expense that occurs at various times throughout the year and tends to be in large, lump sums.

a)

Intermittent Expense

b)

Fixed Expense

c)

Variable Expense

d)

Discretionary Expense

12.

The amount you earn before taxes and other payroll deductions.

a)

Variable Expense

b)

Gross Income

c)

Net Income

d)

Irregular Income