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Personal Financial Literacy Assessment: Standard 2. Taxes

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

It is the civic responsibility and social obligation for every citizen and resident to pay _____ which provide for public needs and services, such as roads, schools, sanitation, law enforcement, and national defense.

a)

property taxes

b)

state and federal income taxes

c)

local sales taxes

d)

all of the above

2.

There are two basic theories behind taxes. Most nations will use a combination of the two theories to achieve a greater balance and sense of fairness to their overall tax policies. The _____ theory says that people who earn more should pay more taxes than those with limited income.

a)

benefits received

b)

regressive

c)

ability to pay

d)

free rider

3.

The "benefits received" theory of taxation is based on the idea that government should tax only the people who directly receive or use the goods and services provided by those taxes. Which of the following is NOT a tax based on this theory?

a)

only people with children are taxed for building schools

b)

only people who are retired pay Social Security taxes

c)

only people over the poverty line pay state income tax

d)

only people out of work pay for unemployment benefits

4.

The two theories of taxation have resulted in creating a tax system with different kinds of taxes. By definition, a _____ tax is one in which the proportion of income paid in taxes increases as income increases.

a)

regressive

b)

progressive

c)

voluntary

d)

involuntary

5.

The ____ is an example of a progressive tax; as a person’s income increases, their tax rate increases.

a)

federal income tax

b)

property tax

c)

sales tax

d)

driver’s license fee

6.

The _____ is charged with the responsibility of maintaining and enforcing the federal tax system. To ensure people obey the law, this agency has the right to audit a person’s annual tax return.

a)

Department of Revenue

b)

Internal Revenue Service

c)

Tax Auditing Agency

d)

Social Security Administration

7.

Which of the following is NOT true about tax responsibilities of all citizens and residents of Oklahoma?

a)

Submit a tax return by April 14 each year

b)

Keep records of income and deductions claimed

c)

File a state income tax return

d)

Decide the amount of income to claim

8.

If the IRS determines that you willfully committed fraud on your tax return, which of the following is NOT a possible consequence?

a)

forced to pay a penalty (fine)

b)

found guilty of a felony and imprisoned

c)

charged interest on unpaid taxes

d)

loss of voting rights

9.

While people in the United States are required to pay taxes, the system operates on a principle called _____. This means that what you report as expenses, deductions, and earnings is a personal decision even though the law is specific about what is legal.

a)

involuntary compliance

b)

tax liability

c)

voluntary compliance

d)

the auditing process

10.

Failing to pay taxes is high risk. Which of the following is NOT good advice for avoiding problems related to paying your taxes?

a)

pay less than you are required to pay

b)

file your income tax return on time

c)

keep good records of your income and expenses

d)

be honest with the information you report