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Taxes Unit Test

Total questions: 35

Worksheet time: 21mins

Name
Class
Date
1.

Jessie did not meet the minimum income requirement to file a tax return. What is one reason for why she should file a tax return anyway?

a)

She could potentially get a refund for the taxes that were withheld from her paycheck.

b)

She still needs to report her income to the Federal government.

c)

She can qualify for a higher tax refund next year.

d)

She is still legally required to file a tax return even if she does not meet the minimum income requirement to owe taxes.

2.

What is the key difference between Net Pay and Gross Pay?

a)

Net pay is the total amount of money you get BEFORE taxes are deducted.

b)

Gross pay is the total amount of money you get AFTER taxes are deducted.

c)

Net pay is the total amount of money you get AFTER taxes are deducted.

d)

Gross pay is the total amount of money you get BEFORE retirement, healthcare, and dental care have been deducted.

3.

Our tax money is spent on all of the following EXCEPT:

a)

Social Security

b)

The Military

c)

Private School Education

d)

National Parks

4.

Jason filed his tax return and owes money. If he doesn't want to pay a fee, when should he pay this amount by?

a)

April 15th

b)

October 15th

c)

December 31st

d)

January 1st of the next year

5.

Which is TRUE about earned income and unearned income? (hint: choose 2 correct answers)

a)

Earned is how much you make from a job

b)

Earned is any money you make in interest, dividends, etc.

c)

Unearned is any money you make in interest, dividends, etc

d)

Unearned is how much you make from a job

6.
A health care program for the elderly and disabled
a)
social security
b)
medicare
c)
state income tax
d)
federal income tax
7.

Out of the following group, who is not legally required to file a tax return?

a)

Janet, who earned $28,200 but was paid entirely in cash.

b)

Max, whose total income from three separate part-time jobs was $9,500.

c)

Isaiah, who owns his own business and generated an income of $7,000.

d)

Dani, who is a cafe barista and earned $13,000 in wages and $250 in tips.

8.

By claiming "exempt" on the W-4 form...

a)

You are paying all income taxes upfront at the START of the year.

b)

You are requesting an extension to file your taxes

c)

You will NOT have income taxes withheld from your paycheck.

d)

You are paying all income taxes at the END of the calendar year.

9.

The W-4 form lets...

a)

the government know how much you paid in taxes last year

b)

your employer know how much to withhold from your paycheck

c)

the 3 major credit bureaus know how many dependents you have

d)

you know how much you paid in taxes last year

10.

Which of the following is NOT a way you can file your taxes?

a)

Through a tax professional

b)

Mailing in a paper tax return to the Federal government

c)

Using tax software like TurboTax

d)

Through your employer's HR department

11.

Why is it important to be extremely careful when completing your 1040 form?

a)

it determines whether you owe additional taxes or are entitled to receive a refund from the government

b)

making even one mistake on your federal taxes can result in your being convicted of a crime

c)

completing the 1040 form incorrectly will mean the wrong amount of taxes will be withheld form your paychecks going forward

d)

mistakes on your 1040 form make you ineligible for employment during the next year

12.

You are starting your first job and you are asked to complete some paperwork on your first day. Which form will determine how much money is withheld from your paycheck for federal and state income taxes?

a)

W-2

b)

1099

c)

W-4

d)

I-9

13.

When you complete your 1040 form, if you overpaid your taxes and the government owes you money, that is called a

a)

withholding

b)

direct deposit

c)

deduction

d)

refund

14.

What form am I? I am received when you start a job. You use me to prove that you are eligible to work in the US, and you must provide forms of identification when submitting me.

a)

I-9

b)

1099

c)

1040

d)

W-4

15.

What tax form am I/ I am received in January. There is one of me for every employer that you worked for in the previous year. I have information on how much you earned and how much you paid in taxes for the previous calendar year.

a)

1040

b)

I-9

c)

W-4

d)

W-2

16.
Roads, police, schools, governmental agencies, fire and emergency services are all funded by taxes
a)
true
b)
false
17.
What is this form?
a)
w2
b)
w4
c)
1040
d)
1040ez
18.

Which tax form do you use to file your federal tax return in April? You use your W-2 to fill in this form.

a)

1040

b)

I-9

c)

W-2

d)

W-4

19.

What does it mean to claim a dependent on your taxes?

a)

a dog or cat that lives rent free in your home.

b)

a person who relies on someone else financially (i.e. children or the elderly)

c)

a person who is completely independent but lives under your roof.

d)

that you want to adopt the dependent you are claiming.

20.

How many times a year do you fill out your taxes?

a)

Once

b)

Twice

c)

Monthly

d)

Bi-Weekly

21.

What does IRS stand for?

a)

Intergalactic Reporting Station

b)

Internal Revenue Service

c)

International Rescue Supplies

d)

Imaginary Radiation Seeker

22.

Wages are computed by...

a)

Adding hourly rate and number of hours worked

b)

Multiplying hourly rate by number of hours worked

c)

Dividing number of hours worked by hourly rate

d)

Subtracting your hourly rate from your number of hours worked

23.
When is a W4 form filled out?
a)
Right before you file your taxes
b)
When you quit a job
c)
When you start a job
24.

You must file state income taxes in MISSOURI.

a)

True

b)

False

25.
Which is bigger, gross pay or net pay?
a)
gross pay
b)
net pay
26.

This is a tax you pay when you buy goods/services. You pay extra money to the store/company

a)

Sales

b)

Property

c)

Income

27.
The government agency in charge of collecting tax.
a)
FICA
b)
IRS
c)
NBA
d)
SEC
28.

Luna, Henry, and Abigail are discussing their finances. Luna is confused about the difference between a tax return and a tax refund. How would you explain it to her?

a)

A tax return is a form filed with a tax authority that reports income, expenses, and other pertinent tax information. A tax refund is a return of excess amounts of income tax that a taxpayer has paid to the state or federal government throughout the past year.

b)

A tax return and a tax refund are the same thing.

c)

A tax return is a return of excess amounts of income tax that a taxpayer has paid to the state or federal government throughout the past year. A tax refund is a form filed with a tax authority that reports income, expenses, and other pertinent tax information.

d)

A tax return is a form filed with a tax authority that reports income, expenses, and other pertinent tax information. A tax refund is a form filed with a tax authority that reports income, expenses, and other pertinent tax information.

29.

Scarlett, James, and Arjun are discussing their income taxes. Scarlett explains the concept of a tax deduction. How does she describe it?

a)

Scarlett says, 'A tax deduction is a direct reduction in the amount of tax owed, dollar for dollar.'

b)

Scarlett says, 'A tax deduction is the practice of paying more taxes than required by law.'

c)

Scarlett says, 'A tax deduction is the illegal practice of not paying taxes by not reporting income, reporting expenses not legally allowed, or by not paying taxes owed.'

d)

Scarlett says, 'A tax deduction is an expense that can be subtracted from an individual's gross income, reducing the amount of income subject to tax.'

30.

Julie thought her paycheck would be $1,000. She noticed her check was only $742. Which type of tax cause Julie's paycheck to be less than she thought?

a)

Payroll Tax

b)

Income Tax

c)

Sales Tax

d)

Property Tax

31.

In this tax structure you pay a greater percentage of the value of the tax base as that value increases. Our Federal Income Tax is paid in this manner.

a)

Progressive Tax

b)

Regressive Tax

c)

Proportional or Flat Tax

d)

Excise Tax

32.

In this tax structure a single tax rate (percentage) is applied to all levels of income. Some states use this as structure for State Income tax, and our FICA taxes are collected in this way.

a)

Progressive Tax

b)

Regressive Tax

c)

Proportional or Flat Tax

d)

Excise Tax

33.

This is a tax you pay when you work. Money is taken away from your pay check

a)

Sales

b)

Property

c)

Income

34.
The length of time for which an employee’s wages are calculated
a)
payday
b)
pay period
c)
payroll
d)
direct deposit
35.
Who is responsible for filling out a W4 form?
a)
You
b)
Your employer
c)
Your Bank
d)
The IRS