wayground logo

Free Printable Worksheets

NEW

Font size

S
M
L
XL
Worksheets

Credit and Debit Cards

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

False or True: Credit cards and Debit Cards are the same.

a)

False

b)

True

2.

Which card lets you "borrow" money?

a)

A Debit Card

b)

A Credit Card

c)

Neither

d)

Both

3.

Which card takes money directly out of your bank account?

a)

A Debit Card

b)

A Credit Card

c)

Niether

d)

Both

4.

The name of who the card belongs to is the...

a)

Card number

b)

Logo

c)

Cardholder name

5.

What is a Card Verification Value (CVV)?

a)

A number unique to your card that provides additional security.

b)

A toll-free number for your questions

c)

The date the card can be used until.

6.

True or False: A card can be used after the expiration date.

a)

True

b)

False

7.

A signature bar is...

a)

A number unique to your card for extra security

b)

An area for your signature to prevent identity theft

c)

The name of who the card belongs to

8.

True or False: It is safer and more secure to use the microchip on a card.

a)

True

b)

False

9.

What does a PIN Number do?

a)

Deducts money directly from a bank account

b)

Allows borrowing money up to a limit

c)

Verifies your identity when making a purchase

10.

A ____ charges for spending more money than available

a)

Overdraft Fee

b)

Debit Card

c)

Credit Card

11.

What is a Credit Limit?

a)

Charge for spending more money than available

b)

Verifies your identity when making a purchase

c)

Maximum amount available to borrow on a credit account

12.

When do you typically receive a debit card?

a)

When you turn 18 years old

b)

When you open a checking account

c)

When you start a new job

13.

Which of the following is a TRUE statement about overdraft fees?

a)

They occur when you spend less than your account balance

b)

They are $100 or more per transaction

c)

The bank will temporarily cover the cost of the purchase

14.

What do you receive at the end of a credit card billing cycle to detail all of your monthly transactions?

a)

Credit card receipt

b)

Credit card statement

c)

Credit card bill

15.

How can you increase your credit limit responsibly?

a)

Sign up for more credit cards

b)

Keep less money in your checking account

c)

Earn more money per month.