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S3 Accounts Introduction Quiz

Total questions: 24

Worksheet time: 12mins

Name
Class
Date
1.

What is the primary purpose of accounting in a business?

a)

To hire employees

b)

To keep track of all financial transactions

c)

To create advertisements

d)

To purchase inventory

2.

Which of the following is NOT a type of business organization mentioned in the image on page 1?

a)

Sole Trader

b)

Cooperative

c)

Private Limited Companies

d)

Social Enterprise

3.

What does a business record as sales?

a)

Money spent on inventory

b)

Money spent on wages

c)

Money received from customers

d)

Money spent on advertising

4.

According to the image on page 1, which type of business organization aims not to make a profit but to serve the local community?

a)

Private Limited Companies

b)

National Government

c)

Non-profit making

d)

Sole Trader

5.

What must a business pay for besides inventory?

a)

Only wages and rent

b)

Products, services, and advertising

c)

Only products and services

d)

Only advertising and postage

6.

What is a sole trader in the context of business?

a)

A type of partnership

b)

A corporation

c)

A business owned and managed by one person

d)

A non-profit organization

7.

What is another term for the money invested in a sole trader business?

a)

Debt

b)

Liability

c)

Equity

d)

Expense

8.

Which of the following is an advantage of being a sole trader?

a)

Unlimited liability

b)

Need to work long hours

c)

Complete control over decisions

d)

Difficulty in getting money for expansion

9.

What is a potential disadvantage of being a sole trader?

a)

Easy setup

b)

Keeping all the profits

c)

Having unlimited liability

d)

No need for accountants

10.

What is the term used to describe the money that a sole trader invests in their business when setting it up?

a)

Debt

b)

Equity

c)

Loan

d)

Grant

11.

Which of the following is NOT a source of funding for a sole trader starting a business?

a)

Own Savings

b)

Start-up Grant

c)

Inheritance

d)

Bank Loan

12.

What is a common condition associated with a start-up grant for a sole trader?

a)

No need to repay

b)

High interest rates

c)

Immediate repayment

d)

Collateral required

13.

Which payment method is NOT listed as a way for customers to pay for goods or services in a sole trader's business?

a)

Cash

b)

Cheque

c)

Bitcoin

d)

PayPal

14.

What must a sole trader consider about their customers when running their business?

a)

How customers will receive refunds

b)

How customers will pay for goods or services

c)

How to avoid customers altogether

d)

How to give customers free products

15.

What is the primary function of cash in transactions?

a)

To provide loans

b)

To buy goods and services

c)

To collect taxes

d)

To pay interest

16.

Which of the following is a characteristic of using cheques?

a)

No need for a bank account

b)

Instant transfer of funds

c)

Requires sufficient funds in the account

d)

Unlimited transaction amount

17.

What information is necessary to complete a bank transfer?

a)

Credit score of the recipient

b)

Sort code, account number, and recipient's name

c)

Physical address of the recipient

d)

Recipient's employment details

18.

What is the maximum amount typically allowed for a contactless payment with a debit card?

a)

£50

b)

£100

c)

£200

d)

£500

19.

How does a credit card differ from a debit card in terms of payment completion?

a)

The payment is deducted from a linked bank account immediately.

b)

The retailer is paid by the credit card company at a later date.

c)

The card does not need to be linked to a bank account.

d)

The payment is always in cash.

20.

What is a standing order in banking terms?

a)

A request to stop a payment

b)

An instruction to pay a fixed amount at regular intervals

c)

A one-time payment authorization

d)

A form to open a new bank account

21.

Who controls the payments in a direct debit arrangement?

a)

The bank receiving the payment

b)

The customer receiving the service

c)

The organisation collecting the payment

d)

The government agency

22.

What is a digital wallet?

a)

A physical wallet that holds digital currencies

b)

A software that allows storing and managing cryptocurrency

c)

An app linked to bank accounts for various payment forms

d)

A type of credit card

23.

Which of the following is an example of a digital wallet?

a)

PayPal

b)

Visa

c)

MasterCard

d)

Apple/Google Pay

24.

How can PayPal be used in business transactions?

a)

To physically store money

b)

To issue refunds only

c)

To send and receive payments globally

d)

To track inventory