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Budgeting Review Quiz

Total questions: 10

Worksheet time: 16mins

Name
Class
Date
1.
  1. Which of the following is MOST LIKELY a fixed expense?

a)
  1. dry cleaning bill

b)

mortgage/rent payment

c)

new all-season tires

2.
  1. Which of the following is MOST LIKELY a variable expense?

a)
  1. Rent payment

b)

Electric payment

c)

Student loan payment

3.
  1. Which of the following MOST ACCURATELY describes a budget deficit?

a)
  1. the money left over after all expenses are paid

b)

not having enough money to cover expenses

c)

the difference between income and expenses

4.

What is the term that refers to money that is left over after you have paid bills and set aside money for savings?

a)

discretionary income

b)

principal

c)

interest

5.

Which of the following describes an effective filing system?

a)

easy to use

b)

logical

c)

easy to access

d)

all of the above

6.

What is the recommended minimum percentage of a person’s paycheck that should go into savings?

a)

20%

b)

15%

c)

10%

7.
  1. Which of the following identifies gross income?

a)

money left after all the bills are paid

b)

annual income

c)

wages before withholdings

8.

Which of the following identifies net income/net pay?

a)

money left after all the bills are paid

b)

annual income

c)

take home pay

9.
  1. Which expense should take the largest portion of your budget?

a)
  1. transportation

b)

housing

c)

entertainment

10.

Your Gross Pay is: $1500.00

Your Deductions are the following:

Federal Tax: $175.00

State Tax: $60.00

Social Security: 90.00

Health Care Insurance: $100.00

Savings: $150.00

What is the net income?

a)

$925.00

b)

$1075.00

c)

$1025.00