载入月报 uploaded onto the monthly bulletin

(a)  

(berbelanja secara bijak) 列出东西list out the things

(a)  

(berbelanja secara bijak) 根据需要购买商品 buy things based on needs

(a)  

(berbelanja secara bijak) 不要随意使用信用卡 don't simply use credit card

(a)  

(berbelanja secara bijak) 检查收据examine the purchase receipt

(a)  

(berbelanja secara bijak) 比较价格make a price comparison

(a)  

涵盖广泛的方面 covers a wide range of aspects

(a)  

不负责任地玩乐 pawning

(a)  

未来和老年的储蓄 savings for the future and old age

(a)  

轻松承担孩子的教育费用 bear the cost of child education easily

(a)  

减轻因市场商品价格上涨而造成的开支负担 alleviate the burden of expenditure due to rising prices of goods in the market

(a)  

无法支付不断上涨的生活成本 unable to cover the rising cost of living

(a)  

达到投资期限 reach investment maturity

(a)  

投资者以利润或投资回报的形式获得回报 investors are rewarded in the form of profits or investment returns

(a)  

与风险密切相关 closely linked to risk

(a)  

视当前经济形势而定 depending on the current economic situation

(a)  

突然的收入 unexpected income

(a)  

面临损失 face losses

(a)  

储蓄账户中货币的流动性高 the liquidity of money in savings accounts is high

(a)  

(penanda wacana) 相关的 One more thing,

(a)  

问自己 self-reflect

(a)  

(kebaikan amalan menabung) 增加储蓄increase savings

(a)  

(kebaikan amalan menabung) 购买书籍、文具和其他必需品buy books, stationery and other necessities

(a)  

(kebaikan amalan menabung) 进行购买 make a purchase

(a)  

(kebaikan amalan menabung) 存入银行会产生利息saving in the bank gives interest

(a)  

(kebaikan amalan menabung) 在紧急情况下使用

(a)  

慈善义卖 charity sale

(a)  

缺钱 money scarcity

(a)  

关注当前发展 follow current developments

(a)  

不想被视为过时 don't want to be considered outdated

(a)  

按需消费 spending based on needs

(a)  

种族团结对于维护国家和谐与和平至关重要 Racial unity is important to maintain the harmony and peace of the country

(a)  

有一个积极的信息 have a positive message

(a)  

不冒犯任何一方 do not offend any party

(a)