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Budget

Total questions: 15

Worksheet time: 30mins

Name
Class
Date
1.

A budget is a plan for spending and saving money.

a)

True

b)

False

2.

The goal of a budget is to SPEND less than you EARN.

a)

True

b)

False

3.

The goal of a budget is to SPEND more than you SAVE.

a)

True

b)

False

4.

Why is it important to keep a budget?

a)

Budgets make sure you do not spend more money than you can afford.

b)

Budgets can help you save for large purchases.

c)

Budgets show you how much money you get and spend.

d)

All of the above.

5.

Which of the following best describes income?

a)

Money given to a charity that helps others.

b)

Money received for completing a chore or task.

c)

Money received from a parent to pay for lunch.

d)

Money spent on new clothes and shoes for school.

6.

You go to the movies

a)

Income

b)

Expense

7.

You get a present for friend’s birthday

a)

Income

b)

Expense

8.

What is a budget?

a)

a group that helps the community

b)

a safe place where people keep money

c)

a center where you can donate things

d)

a plan for spending and saving money

9.

Which is good advice for saving and spending money?

a)

Spend all of your allowance as soon as you earn it.

b)

Use a budget to plan how much money you can save.

c)

Try to buy things that you want before the things that you need.

d)

Buy things you use only once, and then throw them out.

10.

A budget is a list of

a)

income and expenses

b)

things to buy

c)

how much to save

d)

needs and wants

11.

Which of the following is a benefit of having a personal savings plan?

a)

People who save money can spend a lot of money right now.

b)

People who save money can spend more money in the future.

c)

Personal savings plans help people have an unbalanced budget.

d)

Personal savings plans let people spend more time doing activities they enjoy

12.

Mia wants a new phone, but she needs a new notebook for class. What should she do?

a)

Buy the notebook and put away money for the phone.

b)

Buy the phone and put away money for the notebook.

c)

Buy the notebook and tell Moby to buy her the phone.

d)

Buy the phone and use Moby's notebook for a while.

13.

Which of the following people would benefit MOST from a personal budget?

a)

Tim carefully keeps track of his expenses.

b)

Sue spends less than she earns.

c)

David is saving for a major purchase.

d)

Bob does not have enough money to pay bills.

14.

What is an example of an income?

a)

Diego bought a video game

b)

Litzy earned money for babysitting

c)

Sevenmoon played at recess

d)

Mateo saved money to buy a skateboard

15.

What is a responsible money decision?

a)

Chase got $50. He spent $75 on games

b)

Victor sold his skateboard then gave away the money

c)

Gracia earned $100 working. She spent $5 on lunch and saved the rest.

d)

Andres earned $25 and spent all of it at the mall.