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EDUTAINMENT MP June 24

Total questions: 20

Worksheet time: 15mins

Name
Class
Date
1.

Ms Anamika, aged 40 years is working with an MNC. She lives with her husband and has no children. She wants to have life cover and would also like to have additional protection for death due to accident as she is a frequent traveller. Which option of Click to Protect super will suit her best?

Select the correct answer from the list below.

a)

Life Option

b)

Life Plus option

c)

Life goal Option

d)

Life Plus option & Life goal Option

2.

In Click 2Protect  Super Terminal Illness benefit is available with all 3 options?(Life , Life Plus and Life Goal)

Identify whether the above statement is true Or false

a)

True

b)

False

3.

Mr Rajendra is interested in buying Click 2 Protect Super plan with Life Protect option to provide financial protection to his family. He wants to know whether Whole Life coverage is available under the chosen Plan or not?

Select the correct answer from the List below.

a)

Yes, whole life coverage is available under this Product

b)

No, whole life coverage is not available under this product

4.

How Many Critical Illness are being covered if customer opts for  waiver of premium on CI option by paying additional premium in Click 2 protect super plan..?

Select the correct answer from the list below

a)

60

b)

36

c)

48

d)

19

5.

In Spouse cover option of Click 2 Protect Super Maximum SA for spouse is 50% of primary life SA, subject to maximum of 50 Lakhs

Identify whether the above statement is true or false

a)

True

b)

False

6.

Mr. Kumar buys HDFC Life Click 2 Protect Super with 1 Cr SA and selects Spouse Cover at 50%, sudden accidental death of Mrs.Kumar happens in the second policy year. Mr. Kumar now wants to know what amount will be paid to him as a death benefit

Select the correct answer from the List below

a)

Nothing will be payable

b)

50 Lakhs

c)

1 Crore

7.

Dharmendra is a 35 year old individual, working with IT company. He wants to know if he buys HDFC Life Click 2 Protect Super for a policy term of 50 years. He has not opted for ROP Option. He wants to know that, is there any option available with C2P Super where in he can get all his paid premium back in case he did not want to continue the policy during Policy Term? What should be the response from FLS Khyati?

Select the correct answer from the list below

a)

Khyati should explain Smart Exit benefit

b)

Khyati should explain Renewability at Maturity option

c)

Khyati should explain Life Stage option option

8.

 What percentage of  discount available for women  under "Special rates for women" in click 2 protect super plan. What is the correct rate of discount available with the option ?

Select the correct answer from the list below

a)

10%

b)

15%

c)

5%

d)

Discount is not applicable for the  mentioned option

9.

Ms. Kapadia, 35 working with an IT firm opts for HDFC Life Click 2 Protect Super for 40 years term with Life Plus option and a sum assured of ₹ 1 crore. Unfortunately, she passes away on the fifth policy year due to an accident. What will be payable to her nominee?

Select the correct answer from the list below.

a)

₹ 1 crore

b)

₹ 1.5 crores

c)

₹ 2 crores

10.

Mr. Ravindra Shah, 46, opts for HDFC Life Click 2 Protect Super. He wants to ensure that his nominee gets the Death Benefit in installments in case of his unfortunate demise during the policy term. Will it be possible? Select the correct answer from the list below.

a)

Yes, his nominee can take it over a period of 5 to 15 years

b)

No such option is available

c)

Yes, his nominee can take it over a period of 5 to 10 years

11.

Mr. Nagendra, 38 is under the process of purchasing Click 2 Protect Super Plan with Life GOAL option for policy term of 35 years and premium paying term of 15 years. He wanted to understand the minimum period for which he has to choose continue level cover in the plan. What is the right answer to his query?

Select the correct answer from the list below.

a)

15 Years

b)

5 years

c)

10 years

d)

any period of his choice in policy term

12.

Mr. Sarathi is our existing customer, FLS Neha has pitched him Click 2 Protect Super plan under Life Option, customer is curious to understand if he can get any discounts on purchasing this policy as he is already paying huge premium in his earlier policy. Jaimin require the correct information on discount part of Click 2 Protect Super. What is the discount rate with the product ?

Select the correct answer from the List below

a)

Existing customer discount of 2% for RP/LP

b)

Existing customer discount of 1% for RP/LP

c)

No discount is available in the Plan

13.

Mr. Rakesh is interested in the Life Plus option of Click 2 Protect Super. His job requires him to travel extensively. How will the life plus option work in case of unfortunate demise of Mr. Gomes?

Select the correct answer from the list below

a)

Sum assured payable on death to vary with policy year in accordance with "Level Cover Rate and Amortisation Rate" as chosen by the policyholder

b)

Death benefit to the nominee in case of the death of Life Assured during the policy term

Basic Sum Assured X Sum Assured factor applicable in the policy year of death

c)

Death benefit to the nominee in case of the death of Life Assured during the policy term

1) Acceleration of death benefit in case of diagnosis of a terminal Illness

2) Additional amount in case of accidental death during the policy term

14.

In Click 2 Protect Super Plan if customer has opted for Life Plus option and in case the event which has caused death due to an accident has occurred during the policy term and death occurs after the policy term but within the 180 days from the date of accident the accidental death benefit shall not be payable

Identify whether the above statement is true or false

a)

True

b)

False

15.

Dr. Nidhi is a 35-year-old general practitioner. She is interested in Click 2 Achieve, Instant Cashback option. She asks FLS Shruti about the maximum percentage of the first year premium that will she be paid back as instant cashback. What should Shruti reply? Select the correct answer from the list below.

a)

50%

b)

60%

c)

70%

d)

75%

16.

FLS Rahul is explaining the Instant Cashback option of Click 2 Achieve to a newly married prospect, Ms. Renuka. He says, "You can get one Click 2 Achieve - Instant Cashback policy for your spouse, effectively free of cost, when you buy the same for yourself." Is Rahul correct? Identify if the above statement is true or false.

a)

Yes

b)

No

17.

Death Benefit Multiples offered by the Dream Achiever plan option of Click 2 Achieve are: Select the correct answer from the list below.

a)

7,10,12,15,20

b)

7,10,15,20

c)

7,10,15,20,25

d)

7,10,15

18.

Mr. Saurabh thinks accrual of survival benefits is possible in the Lump Sum variant of the Dream Achiever option of Click 2 Achieve. What should FLS Nazir say? Select the correct answer from the list below.

a)

Yes, it is available in this variant

b)

No, it is available only with the Early Income, Income and Moneyback variants

c)

Yes It is available in all four variants

19.

Click 2 Achieve plan option Dream Achiever allows unlimited combinations on: Select the correct answer from the list below.

a)

Premium Payment Term

b)

Life Cover

c)

Survival Benefits

d)

With all the benefits

20.

In Click 2 Achieve plan under Income option one can choose maximum % of ROP at the time maturity  :
 Select the correct answer from the list below.

a)

200%

b)

150%

c)

125%

d)

100%